2897 Cherry Rd, Memphis, TN 38118 Property Records

Shelby County property record for 2897 Cherry Rd, Memphis, TN 38118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1965
Lot Size	0.234 acres (10,195 sqft)
Owner	2 Company Names on Record
Last Sale	$30,000 (Jul 2009)
Tax Bill	$734 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-3022-0-0118`

Property Details

APN / Parcel Number

Primary APN	`07-3022-0-0118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Utility Area	50 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,195 sqft (0.234 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2897 CHERRY RD
City	MEMPHIS
State	TN
Zip	38118-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	COTTONWOOD PARK SUBDV
Legal Lot Number	47
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	4
Census Block	4000
Census Tract	10610

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	706 NE 191ST ST, MIAMI, FL 33179-3922
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Grant Deed, Mortgage · Line of Credit LANDMARK CMNTY BK
Aug 30, 2018	Trustee's Deed, Construction Loan · Line of Credit LANDMARK CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Prior Sale	Mar 25, 2009 · Amount on Record
Deed Document Number	200989263
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 3, 2020
Property Address	2897 CHERRY RD, MEMPHIS, TN 38118-2920
Instrument Date	Dec 23, 2019
Instrument	1182
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2897 CHERRY RD MEMPHIS TN 381182920, MEMPHIS, TN 38118-2920

Mortgage

Document Number	0000001182
Date	Jan 3, 2020
Instrument	1182

Lender

Name	LANDMARK CMNTY BK
Type	Bank
Address	1015 W POPLAR AVE, COLLIERVILLE, TN 38017-3180

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 30, 2018
Property Address	2897 CHERRY RD, MEMPHIS, TN 38118-2920
Instrument Date	Aug 27, 2018
Instrument	88820
Transaction Type	Construction Loan
Record Updated	Sep 14, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2897 CHERRY RD MEMPHIS TN 381182920, MEMPHIS, TN 38118-2920

Mortgage

Document Number	0000088820
Date	Aug 30, 2018
Instrument	88820

Lender

Name	LANDMARK CMNTY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00	$27,300 (+46.77%) Land $4,125 Building $23,175	$109,200 (+46.77%) Land $16,500 Building $92,700
2023		$18,600 Land $2,875 Building $15,725
2022	$1,133.00
2021			$74,400 Land $11,500 Building $62,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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