2897 Bromley Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2897 Bromley Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,528 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Nov 2021)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A963000252`

Property Details

APN / Parcel Number

Primary APN	`A963000252`
Alternative APN	`3-157C-7285-00-0160.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	3,371 sqft
1st Floor Area	1,528 sqft
Basement Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963000252
Street Address	2897 BROMLEY DR
City	O FALLON
State	MO
Zip	63368-8608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO MANOR LOT 160
Legal Subdivision	MONTICELLO MANOR
Legal Lot Number	160
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1005
Census Tract	311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2897 BROMLEY DR, O FALLON, MO 63368-8608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Oct 17, 2017	Deed of Trust, Mortgage · SBA Mortgage FORTUNEBANK
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTUNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	202193368
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	2021R093367
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2021
Property Address	2897 BROMLEY DR, O FALLON, MO 63368-8608
Document Number	2021R093367
Map Reference	MB 32 PG 257
Instrument Date	Nov 5, 2021
Instrument	2021R-093367
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 BROMLEY DR, O FALLON, MO 63368-8608

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2021
Property Address	2897 BROMLEY DR, O FALLON, MO 63368-8608
Document Number	2021R093368
Map Reference	MB 32 PG 257
Instrument Date	Nov 5, 2021
Instrument	2021R-093368
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2897 BROMLEY DR, O FALLON, MO 63368-8608

Mortgage

Document Number	2021R093369
Date	Nov 12, 2021
Instrument	2021R-093369

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Dec 1, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2897 BROMLEY DR, O FALLON, MO 63368-8608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068240959
Date	Oct 17, 2017
Book Page	6824/0959
Instrument	20171017000651720

Lender

Name	FORTUNEBANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 13, 2027

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2897 BROMLEY DR, O FALLON, MO 63368-8608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072641252
Date	Apr 7, 2020
Book Page	7264/1252
Instrument	20200407000212950

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2897 BROMLEY DR, O FALLON, MO 63368-8608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073102016
Date	Jun 3, 2020
Book Page	7310/2016
Instrument	20200603000367140

Lender

Name	FORTUNEBANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	88 Months
Due	Oct 13, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,053 (-)	$316,067 (-) Land $72,380 Building $243,687
2025	$3,833.00 (+4.24%)	$60,053 (+5.23%)	$316,067 (+5.23%) Land $72,380 Building $243,687
2024	$3,677.00
2023		$57,069
2022			$300,364 Land $55,000 Building $245,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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