2897 220th St, Rock Rapids, IA 51246 Property Records

Lyon County property record for 2897 220th St, Rock Rapids, IA 51246

Property Summary

Property TypeRural Home
Details1 ba · 2,264 sqft · built 1920
Lot Size151 acres (6,602,825 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Dec 1992)
Tax Bill$7,591 (2024)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN270001201800000

Property Details

APN / Parcel Number

Primary APN270001201800000

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,264 sqft Living Area
1st Floor Area812 sqft
Basement Area406 sqft
Game RoomGame Room
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,602,825 sqft (151 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area196 sqft
Patio Area384 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2897 220TH ST
CityROCK RAPIDS
StateIA
Zip51246-7793
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNE 1/4 EXC PART PARCEL C
JurisdictionLYON IA
Township / Civil DivisionDOON
Census Block Group6
Census Block6055
Census Tract950300

Owner

Source: Lyon County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address2897 220TH ST, ROCK RAPIDS, IA 51246-7793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 1992 · Amount on Record
Deed SaleDec 4, 1992 · Amount on Record
Deed Document Number0000220441
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON IA
Property Address2897 220TH ST, ROCK RAPIDS, IA 51246-7793
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002023/44
DateJan 6, 2023
Book Page2023/44
Instrument2023 0044
Lender
NameFARM CREDIT SERVICES AMERICA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term312 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyLyon County
Unified School DistrictCentral Lyon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$752,960 (+20.25%) Land $291,650 Building $461,310$752,960 (+20.25%) Land $291,650 Building $461,310
2024$7,591.00 (+10.17%)
2023$626,160 (+42.06%) Land $246,510 Building $379,650$626,160 (+42.06%) Land $246,510 Building $379,650
2022$6,890.00 Homeowner's exemption Additional exemption filed$440,780 Land $175,730 Building $265,050
2021$440,780 Land $175,730 Building $265,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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