28963 Betsy Dr, Flat Rock, MI 48134 Property Records

Wayne County property record for 28963 Betsy Dr, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,786 sqft · built 2011
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Jul 2020)
Tax Bill	$10,623 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75 136 02 0065 000`

Property Details

APN / Parcel Number

Primary APN	`75 136 02 0065 000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,786 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28963 BETSY DR
City	FLAT ROCK
State	MI
Zip	48134-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34B65 UNIT 65 WAYNE COUNTY COND SUB PLAN NO 875 AKA FALKIRK T4S R9E L43541 OF DEEDS P 78 TO 154 WCR-K-0.5555
Legal Subdivision	FALKIRK
Legal Lot Number	0065
Legal Unit	65
Jurisdiction	WAYNE MI
Township / Civil Division	HURON
Census Block Group	3
Census Block	3016
Census Tract	590401

Owner

28963 Betsy Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit DOWNRIVER COMMUNITY FCU
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 21, 2020	Warranty Deed, Transfer MICHIGAN TITLE INS AGCY INC
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Document Number	2020210570
Deed Book / Page	55913 / 1190
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0488451222
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335

Mortgage

Document Number	0581461102
Date	Mar 29, 2023
Book Page	58146/1102
Instrument	2023065364

Lender

Name	DOWNRIVER COMMUNITY FCU
Type	Credit Union
Address	ECORSE, MI 48229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335
Document Number	0558780277
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	EMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37020 MARIO ANN CT ROMULUS MI 481741217, ROMULUS, MI 48174-1217

Mortgage

Document Number	0558780277
Date	Jul 1, 2020
Book Page	055878/000277
Instrument	198997

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 21, 2020
Property Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335
Document Number	0559131190
Book / Page	55913 / 1190
Map Reference	LB 43541 PG 78
Instrument Date	Jun 22, 2020
Instrument	2020210570
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$2,386.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20837 E VIA DEL JARDIN CT, 20837, QUEEN CREEK, AZ 85142-5217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335
Investor	Possibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	28963 BETSY DR, FLAT ROCK, MI 48134-3335
Document Number	0538131182
Book / Page	053813 / 001182
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28963 BETSY DR FLAT ROCK MI 481343335, FLAT ROCK, MI 48134-3335

Mortgage

Document Number	0538131182
Date	Jul 5, 2017
Book Page	053813/001182
Instrument	242802

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 28963 Betsy Dr was $10,623, up 48.5% from the year before.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Huron Charter Township
Unified School District	Huron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (+6.64%)	$411,200 (+6.64%)
2025	$10,623.00 (+48.51%)	$192,800	$385,600
2024	$7,153.00 (-27.31%)
2023	$9,841.00	$168,700	$337,400
2019	$4,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28963 Betsy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28963 Betsy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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