28962 Keys Ave, Malvern, IA 51551 Property Records

Mills County property record for 28962 Keys Ave, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,124 sqft · built 2007
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Sep 2017)
Tax Bill	$6,272 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078420010000000`

Property Details

APN / Parcel Number

Primary APN	`078420010000000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Basement Area	2,124 sqft
Finished Basement	900 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	175 sqft
Deck Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28962 KEYS AVE
City	MALVERN
State	IA
Zip	51551-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRREG TR SE COR SE1/4 NE1/4
Jurisdiction	MILLS IA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2001
Census Tract	40201

Owner

28962 Keys Ave is owned and occupied by an individual who bought it in September 2017.

Source: Mills County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28962 KEYS AVE, MALVERN, IA 51551-5116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUR POINTS FCU
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FOUR POINTS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Deed Document Number	2017 2290
Deed Book / Page	2017 / 2290
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	28962 KEYS AVE, MALVERN, IA 51551-5116
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022/59
Date	Jan 6, 2022
Book Page	2022/59
Instrument	2022-0059

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Sep 13, 2017
Property Address	28962 KEYS AVE, MALVERN, IA 51551-5116
Document Number	02017/2290
Book / Page	2017 / 2290
Instrument Date	Sep 5, 2017
Instrument	2017 2290
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28962 KEYS AVE, MALVERN, IA 51551-5116

Mortgage

Document Number	02017/2291
Date	Sep 13, 2017
Book Page	2017/2291
Instrument	2017 2291

Lender

Name	FOUR POINTS FCU
Type	Credit Union
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Mills County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$553,539 Land $93,500 Building $460,039	$553,539 Land $93,500 Building $460,039
2024	$6,272.00
2023		$522,673 (+27.09%) Land $42,000 Building $480,673	$522,673 Land $42,000 Building $480,673
2022	$5,918.00 Homeowner's exemption	$411,256 Land $42,000 Building $369,256
2021			$411,256 Land $42,000 Building $369,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28962 Keys Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2019)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 5 claims Flooding, Jul 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28962 Keys Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Keys Ave

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