28960 Ynez Rd, Temecula, CA 92592 Property Records

Riverside County property record for 28960 Ynez Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,484 sqft · built 1977
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Company Names on Record
Last Sale	$251,000 (May 1997)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Apr 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`922-150-004`

Property Details

APN / Parcel Number

Primary APN	`922-150-004`
Alternative APN	`205040085`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,484 sqft Living Area
Gross Area	3,503 sqft
1st Floor Area	2,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	87,556 sqft
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	205040085
Street Address	28960 YNEZ RD
City	TEMECULA
State	CA
Zip	92592-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	2.01 ACRES IN LOT 51 MB 056/063 TR 3552
Legal Subdivision	TRACT NO 3552
Legal Tract	3552
Legal Lot Number	51
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43222

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 30, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 24, 2022	Intrafamily Transfer, Transfer
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage L ALLEY LOANS INC L ALLEY LOANS INC
Apr 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 1997 · Amount on Record
Deed Sale	May 29, 1997 · Amount on Record
Prior Sale	Jan 30, 1997 · Amount on Record
Deed Document Number	1997188313
Prior Transfer Date	Jan 24, 1997
Prior Transfer Doc	0000031928
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28960 YNEZ RD, TEMECULA, CA 92592-2332

Mortgage

Document Number	0000317319
Date	Oct 16, 2025
Instrument	2025-0317319

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 30, 2024
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Document Number	0000125270
Map Reference	MB 56 PG 63
Instrument Date	Apr 22, 2024
Instrument	2024-0125270
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	28960 YNEZ RD, TEMECULA, CA 92592-2332

Mortgage

Document Number	0000125271
Date	Apr 30, 2024
Instrument	2024-0125271

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444367
Date	Oct 31, 2019
Instrument	2019-0444367

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 24, 2022
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Document Number	0000093498
Instrument Date	Jan 28, 2022
Instrument	2022-0093498
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28960 YNEZ RD, TEMECULA, CA 92592-2332

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Document Number	0000671145
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28960 YNEZ RD TEMECULA CA 925922332, TEMECULA, CA 92592-2332

Mortgage

Document Number	0000671145
Date	Dec 31, 2020
Instrument	671145

Lender

Name	L ALLEY LOANS INC L ALLEY LOANS INC
Type	Bank
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 25, 2019
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Document Number	0000141886
Instrument Date	Apr 25, 2019
Instrument	141886
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28960 YNEZ RD TEMECULA CA 925922332, TEMECULA, CA 92592-2332

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28960 YNEZ RD, TEMECULA, CA 92592-2332
Document Number	0000230185
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28960 YNEZ RD TEMECULA CA 925922332, TEMECULA, CA 92592-2332

Mortgage

Document Number	0000230185
Date	Jun 8, 2017
Instrument	230185

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,644 (+2%) Land $144,177 Building $295,467
2025	$5,238.00 (+2.52%) Homeowner's exemption	$431,024 (+4.04%) Land $141,350 Building $289,674
2023	$5,109.00 (+2.36%) Homeowner's exemption	$414,289 Land $135,862 Building $278,427
2022	$4,991.00
2021			$893,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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