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2896 Phillips Rd, Bonifay, FL 32425 Property Records

Holmes County property record for 2896 Phillips Rd, Bonifay, FL 32425

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,324 sqft · built 1950
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Deeds & MortgagesMar 2019 Sale
Oct 2010 Loan Modification
Flood ZoneZone X (minimal risk)
APN0827.00-000-000-001.200

Property Details

APN / Parcel Number

Primary APN0827.00-000-000-001.200
Alternative APN
  • 0827.0000000000001.200

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,324 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,324 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area69,696 sqft (1.6 acres)
PorchPorch
Porch Area832 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address2896 PHILLIPS RD
CityBONIFAY
StateFL
Zip32425-6810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR OF SECT TH S 240.38FT TH S 85DEG W 152.54FT TH N 52DEG W 132.28FT TH N 27DEG W209.64FT TH S 87DEG E FOR 352.82FT TO POB OR 136/489 OR 222/131 OR 227/539 OR 283/332 OR 283/334 QC-OR585/266
Legal Range15W
Legal Township06S
Legal Section27
Legal Subdivision0-00
JurisdictionHOLMES FL
Township / Civil DivisionBONIFAY
Census Block Group2
Census Block2024
Census Tract960300

Owner

2896 Phillips Rd is owned and occupied by an individual who acquired it in July 2013.

Source: Holmes County records, as of December 2, 2025

Owner of RecordIndividual Name on File
Mailing Address2896 PHILLIPS RD, BONIFAY, FL 32425-6810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 29, 2010Loan Modification, Mortgage · Conventional Mortgage
PEOPLESSOUTH BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 19, 2013
Transfer Doc0005850266
Record UpdatedJun 8, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLMES FL
Recording DateMar 15, 2019
Property Address2896 PHILLIPS RD, BONIFAY, FL 32425-6810
Document Number0005850266
Book / Page000585 / 000266
Instrument DateJul 19, 2013
Instrument30000983
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 PHILLIPS RD BONIFAY FL 324256810, BONIFAY, FL 32425-6810

October 2010: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHOLMES FL
Property Address2896 PHILLIPS RD, BONIFAY, FL 32425-6810
Document Number0005840643
Instrument DateOct 29, 2010
Transaction TypeMortgage
Record UpdatedMay 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005840643
DateFeb 28, 2019
Book Page000584/000643
Instrument30000826
Lender
NamePEOPLESSOUTH BK
TypeBank
AddressBONIFAY, FL 32425
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 27, 2024

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHolmes County
Unified School DistrictHolmes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$24,129$60,409 Land $10,800 Building $49,609
2023Homeowner's exemption$22,766$45,638 Land $7,200 Building $38,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2896 Phillips Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims29 (1990–2020)
Claims Outside the SFHA2 of 29
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2896 Phillips Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tritech Fiber
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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