2896 Corto St, Oceanside, CA 92054 Property Records

San Diego County property record for 2896 Corto St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 1973
Lot Size	0.195 acres (8,500 sqft)
Owner	Company Name on Record
Last Sale	$795,000 (Nov 2021)
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149-170-25-00`

Property Details

APN / Parcel Number

Primary APN	`149-170-25-00`
Alternative APN	`1491702000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,515 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,500 sqft (0.195 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1491702000
Street Address	2896 CORTO ST
City	OCEANSIDE
State	CA
Zip	92054-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 19-11-4W DOC72-322274 IN
Legal Range	04W
Legal Township	11
Legal Section	19
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Feb 14, 2023	Intrafamily Transfer, Transfer
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Nov 10, 2021	Grant Deed, Transfer · Balloon Mortgage SENN DEVELOPMENT INC
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Mar 20, 2012 · Amount on Record
Deed Document Number	2021778628
Last Transfer Date	Nov 30, 2022
Transfer Doc	0000037515
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2026
Property Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519
Document Number	0000202925
Instrument Date	Jul 6, 2026
Instrument	2026202925
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519

Mortgage

Document Number	0000202925,
Date	Jul 16, 2026
Instrument	2026202925

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2051

Interest

Rate	6.48%
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2023
Property Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519
Document Number	0000037515
Instrument Date	Nov 30, 2022
Instrument	2023-0037515
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	148 W KEATS AVE, FRESNO, CA 93704-2813

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 W KEATS AVE, FRESNO, CA 93704-2813

Mortgage

Document Number	0000204553
Date	May 12, 2022
Instrument	2022-0204553

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2021
Property Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519
Document Number	0000778628
Instrument Date	Oct 14, 2021
Instrument	2021-0778628
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519

Mortgage

Document Number	0000778629
Date	Nov 10, 2021
Instrument	2021-0778629

Lender

Name	SENN DEVELOPMENT INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2020
Property Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519
Document Number	0000649172
Instrument Date	Oct 17, 2020
Instrument	2020-0649172
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2896 CORTO ST, OCEANSIDE, CA 92054-4519

Mortgage

Document Number	0000649173
Date	Oct 22, 2020
Instrument	2020-0649173

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$860,530 (+2%) Land $207,046 Building $653,484
2025	$9,401.00 (+4.3%) Homeowner's exemption	$843,658 (+4.04%) Land $202,987 Building $640,671
2023	$9,013.00 (+1.53%)	$810,899 Land $195,105 Building $615,794
2022	$8,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Corto St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures