2896 Clay St, Placerville, CA 95667 Property Records

El Dorado County property record for 2896 Clay St, Placerville, CA 95667 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1940
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2026)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-121-007-000`

Property Details

APN / Parcel Number

Primary APN	`002-121-007-000`
Alternative APN	`0021210710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,318 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	9,583 sqft (0.219 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Patio Area	562 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	0021210710
Street Address	2896 CLAY ST
City	PLACERVILLE
State	CA
Zip	95667-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR L 1 BL 26 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Block	26
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1020
Census Tract	31100

Owner

Source: El Dorado County records · APN 002-121-007-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FUNDING INC
Jul 10, 2025	Grant Deed, Transfer · Commercial Mortgage JAMES C GRABOT ETUX
Sep 01, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage WTR LN FUND
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage WTR LN FUND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2026 · Amount on Record
Deed Sale	Feb 05, 2026 · Amount on Record
Prior Sale	Jul 10, 2025 · Amount on Record
Deed Document Number	2026-0004259
Record Updated	Jun 08, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 05, 2026
Property Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631
Document Number	0000004259
Instrument Date	Feb 02, 2026
Instrument	2026-0004259
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631

Mortgage

Document Number	0000004260
Date	Feb 05, 2026
Instrument	2026-0004260

Lender

Name	CORNERSTONE FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

July 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 10, 2025
Property Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631
Document Number	0000019462
Instrument Date	Jun 30, 2025
Instrument	2025-0019462
Transaction Type	Transfer
Record Updated	Jul 23, 2025
Title Company	FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 MOORKPARK AVE #110 # 110, 110, SAN JOSE, CA 95128-4710

Mortgage

Document Number	0000019463
Date	Jul 10, 2025
Instrument	2025-0019463

Lender

Name	JAMES C GRABOT ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000019464
Date	Jul 10, 2025
Instrument	2025-0019464

Lender

Name	LUIS R DELIZ ETAL
Type	Private Party
Address	4305 BERKSHIRE RD, BAKERSFIELD, CA 93313

Agreement

Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 01, 2020
Property Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631
Document Number	0000046118
Instrument Date	Jul 15, 2020
Instrument	46118
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 8884 SOUTH LAKE TAHOE CA 961581884, SOUTH LAKE TAHOE, CA 96158-1884

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631
Document Number	0000001051
Instrument Date	Jan 02, 2020
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1342 DIAMOND SPRINGS CA 956191342, DIAMOND SPRINGS, CA 95619-1342

Mortgage

Document Number	0000001051
Date	Jan 09, 2020
Instrument	1051

Lender

Name	WTR LN FUND
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2896 CLAY ST, PLACERVILLE, CA 95667-4631
Document Number	0000000003
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1342 DIAMOND SPRINGS CA 956191342, DIAMOND SPRINGS, CA 95619-1342

Mortgage

Document Number	0000000003
Date	Jan 02, 2019
Instrument	3

Lender

Name	WTR LN FUND
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$1,436.00 (+3.31%)	$132,858 (+4.04%) Land $44,830 Building $88,028
2023	$1,390.00 (+1.39%)	$127,700 Land $43,090 Building $84,610
2022	$1,371.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170311001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997, rainfall accumulation, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 25% of California
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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