Tulare County property record for 2896 Channel Reef Ave, Tulare, CA 93274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,443 sqft · built 2015 |
| Lot Size | 0.193 acres (8,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $511,000 (Dec 2025) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172-300-023-000 |
| Primary APN | 172-300-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| 1st Floor Area | 2,443 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Lot Area | 8,404 sqft (0.193 acres) |
| Garage Area | 647 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 172-300-023 |
|---|---|
| Street Address | 2896 CHANNEL REEF AVE |
| City | TULARE |
| State | CA |
| Zip | 93274-7509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 PALM RANCH NO 6 RM43-43 |
| Legal Subdivision | PALM RANCH NO 6 |
| Legal Lot Number | 33 |
| Jurisdiction | TULARE CA |
| Township / Civil Division | TULARE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2403 |
2896 Channel Reef Ave is owned and occupied by two individuals who bought it in December 2025.
Source: Tulare County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB MORTGAGE INC |
| Dec 5, 2025 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Aug 28, 2015 · Amount on File |
| Deed Document Number | 202563965 |
| Prior Transfer Date | Dec 18, 2018 |
| Prior Transfer Doc | 0000000356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULARE CA |
| Property Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Document Number | 0000009123 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022-0009123 |
| Name | COUNTRY CLUB MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | VISALIA, CA 93291 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TULARE CA |
| Recording Date | Dec 5, 2025 |
| Property Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Document Number | 0000063965 |
| Map Reference | MB 43 PG 43 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025-0063965 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Investor | Possibly a Property Investor |
| Document Number | 0000063966 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-0063966 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULARE CA |
| Property Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000022707 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020-0022707 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Nov 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TULARE CA |
| Recording Date | Jan 3, 2019 |
| Property Address | 2896 CHANNEL REEF AVE, TULARE, CA 93274-7509 |
| Document Number | 0000000356 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 356 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2896 CHANNEL REEF AVE TULARE CA 932747509, TULARE, CA 93274-7509 |
The 2025 property tax bill for 2896 Channel Reef Ave was $4,382.
Source: Tulare County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tulare County |
| Municipality | Tulare City |
| Elementary School District | Tulare City Elementary School District (KG - 08) |
| Secondary School District | Tulare Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $511,000 (+33.24%) Land $75,000 Building $436,000 | |
| 2025 | $4,382.00 | $383,506 Land $74,577 Building $308,929 |
| 2023 | $4,246.00 (+5.89%) | $368,616 Land $71,682 Building $296,934 |
| 2022 | $4,010.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2896 Channel Reef Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2896 Channel Reef Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TULARE serves 72,241 people · EPA ID CA5410015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Race Communications Fiber | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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