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2896 Bowers Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2896 Bowers Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,280 sqft · built 2020
Lot Size11.2 acres (491,357 sqft)
Owner2 Individual Names on Record
Last Sale$267,500 (Jun 2024)
Tax Bill$2,208 (2025)
Deeds & MortgagesOct 2022 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012-001-001-10

Property Details

APN / Parcel Number

Primary APN012-001-001-10

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,280 sqft Living Area
1st Floor Area2,280 sqft
Basement Area2,280 sqft
Unfinished Basement2,280 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area491,357 sqft (11.2 acres)
Garage Area1,560 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2896 BOWERS RD
CityLAPEER
StateMI
Zip48446-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE
Legal DescriptionPARCEL A:PART OF THE NE FRAC 1/4 OF THE NE FRAC 1/4 OF SEC 1 T7NR10E LAPEER TWP LAPEER CNTY MI BEGINNING N89-48-28 W 900.16
Legal Range10E
Legal Township07N
Legal Section01
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group2
Census Block2000
Census Tract338000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2896 BOWERS RD, LAPEER, MI 48446-3408
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 28, 2021Deed of Trust, Mortgage · FHA Mortgage
CASON HOME LOANS
Aug 2, 2019Warranty Deed, Transfer
ASK SERVICES INC, ASK SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2024 · Amount on Record
Deed SaleJun 5, 2024 · Amount on Record
Prior SaleAug 2, 2019 · Amount on Record
Deed Book / Page3405 / 129
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2895 BOWERS RD, LAPEER, MI 48446-3409
Transaction TypeMortgage
Record UpdatedDec 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 BOWERS RD, LAPEER, MI 48446-3408

Mortgage

Document Number0033240246
DateOct 31, 2022
Book Page3324/246
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term242 Months
DueDec 1, 2042

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2895 BOWERS RD, LAPEER, MI 48446-3409
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 BOWERS RD, LAPEER, MI 48446-3408

Mortgage

Document Number0031980072
DateApr 28, 2021
Book Page3198/72
Lender
NameCASON HOME LOANS
TypeMortgage Company
AddressNORTH PALM BEACH, FL 33408
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateAug 2, 2019
Property Address2895 BOWERS RD, LAPEER, MI 48446-3409
Document Number0030380557
Book / Page003038 / 000557
Instrument DateJul 18, 2019
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyASK SERVICES INC, ASK SVCS INC

Transaction

AmountAmount Recorded
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2479 SPRINGFIELD DR LAPEER MI 484469014, LAPEER, MI 48446-9014

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionLapeer Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,208.00 (-72.69%) Homeowner's exemption$228,400 (+12.35%)$456,800 (+12.35%)
2024$8,085.00 (+139.06%)
2023$203,300$406,600
2022$3,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL		100 / 20

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