Kendall County property record for 2896 Adam Ave, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,135 sqft · built 2004 |
| Lot Size | 0.206 acres (8,992 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $291,000 (Oct 2021) |
| Tax Bill | $8,575 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-134-002 |
| Primary APN | 02-02-134-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,135 sqft Living Area |
| Gross Area | 3,703 sqft |
| 1st Floor Area | 2,135 sqft |
| Basement Area | 1,103 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,992 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2896 ADAM AVE |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 276 LAKEWOOD CREEK WEST UNIT 2 VILLAGE OF MONTGOMERY |
| Legal Subdivision | LAKEWOOD CREEK WEST UNIT 2 |
| Legal Lot Number | 276 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 890404 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2896 ADAM AVE, MONTGOMERY, IL 60538-5103 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 31, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 28, 2017 | Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 202128264 |
| Last Transfer Date | Dec 22, 2023 |
| Transfer Doc | 0000001041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 31, 2024 |
| Property Address | 2896 ADAM AVE, MONTGOMERY, IL 60538-5103 |
| Document Number | 0000001041 |
| Map Reference | DOC 03-28799 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 202400001041 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2896 ADAM AVE, MONTGMRY, IL 60538-5103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 29, 2021 |
| Property Address | 2896 ADAM AVE, MONTGOMERY, IL 60538-5103 |
| Document Number | 0000028264 |
| Map Reference | DOC 03-28799 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 202100028264 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2896 ADAM AVE, MONTGOMERY, IL 60538-5103 |
| Document Number | 0000028265 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 202100028265 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 2896 ADAM AVE, MONTGOMERY, IL 60538-5103 |
| Document Number | 0000015484 |
| Map Reference | DOC03-28799 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 201700015484 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2896 ADAM AVE, MONTGOMERY, IL 60538-5103 |
| Document Number | 0000015485 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 201700015485 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Bristol Township |
| Municipality | Montgomery Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,536 (+34.49%) Land $14,531 Building $107,005 | $364,608 (+34.49%) Land $43,593 Building $321,015 | |
| 2024 | $8,575.00 | ||
| 2022 | $90,367 Land $10,804 Building $79,563 | $271,101 Land $32,412 Building $238,689 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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