San Bernardino County property record for 2895 Spruce St, Rialto, CA 92376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1958 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Sep 2014) |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0142-443-01-0000 |
| Primary APN | 0142-443-01-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,881 sqft |
| 1st Floor Area | 1,440 sqft |
| Family Room | Family Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,600 sqft (0.175 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 272 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2895 SPRUCE ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5819 LOT 8 |
| Legal Subdivision | 72M16 |
| Legal Tract | 5819 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 4301 |
2895 Spruce St is owned and occupied by two individuals who bought it in September 2014.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2895 SPRUCE ST, SAN BERNARDINO, CA 92410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Prior Sale | Jul 17, 2009 · Amount on File |
| Deed Document Number | 2014362837 |
| Prior Transfer Date | Apr 24, 2009 |
| Prior Transfer Doc | 0000179115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2895 SPRUCE ST, RIALTO, CA 92376-5347 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2895 SPRUCE ST, RIALTO, CA 92376-5347 |
| Document Number | 0000282587 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025-0282587 |
| Name | CREDIT UNION OF SOUTHERN CALIFORNIA |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2895 Spruce St was $3,510.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | Rialto Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,953 (+2%) Land $83,360 Building $198,593 | |
| 2025 | $3,510.00 Homeowner's exemption | $276,424 Land $81,725 Building $194,699 |
| 2023 | $3,594.00 (+7.64%) Homeowner's exemption | $265,690 Land $78,552 Building $187,138 |
| 2022 | $3,339.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2895 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1983 · Flash Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2895 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier, GeoLinks, T-Mobile.
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