Saginaw County property record for 2895 Schaefer St, Saginaw, MI 48604 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,540 sqft Living Area |
| Lot Size | 6,011 sqft (0.138 acres) |
| Last Sale | $118,000 (2021) |
| Tax Bill | $271.00 (2025) |
Source: Saginaw County records · APN 11-12-4-05-1854-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 830 DEERWOOD DR, 1, DEFIANCE, OH 43512-8890 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 29, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENVOY MORTGAGE LTD |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCIAL CU |
| May 29, 2019 | Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | May 29, 2019 · Amount on Record |
| Deed Doc Number | 202134782 |
| Prior Transfer Date | May 05, 2001 |
| Prior Transfer Doc | 0007111199 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2895 SCHAEFER ST, SAGINAW, MI 48604-2433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2895 SCHAEFER ST, SAGINAW, MI 48604-2433 |
| Document Number | 0000020939 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023020939 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 29, 2021 |
| Property Address | 2895 SCHAEFER ST, SAGINAW, MI 48604-2433 |
| Document Number | 2021034782 |
| Map Reference | LB 2 PG 29 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021034782 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11961 PALATIAL DR, 11961, FREELAND, MI 48623-9555 |
| Name | Verified Name |
|---|---|
| Address | 1356 S MAIN ST APT G, G, ADRIAN, MI 49221-4369 |
| Document Number | 2021034783 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021034783 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2895 SCHAEFER ST, SAGINAW, MI 48604-2433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11961 PALATIAL DR, FREELAND, MI 48623-9555 |
| Document Number | 2021007814 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021007814 |
| Name | UNITED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 67 Months |
| Due | Oct 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 29, 2019 |
| Property Address | 2895 SCHAEFER ST, SAGINAW, MI 48604-2433 |
| Document Number | 0000014485 |
| Instrument Date | May 16, 2019 |
| Instrument | 14485 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2895 SCHAEFER ST SAGINAW MI 486042433, SAGINAW, MI 48604-2433 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Carrollton Township |
| Unified School District | Carrollton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,300 (+14.55%) | $86,600 (+14.55%) | |
| 2025 | $271.00 (-78.88%) | $37,800 (+7.08%) | $75,600 (+7.08%) |
| 2023 | $35,300 | $70,600 | |
| 2022 | $1,283.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 11-12-4-05-1854-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,540 sqft Living Area |
| 1st Floor | 1,000 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,011 sqft (0.138 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Porch | Covered Porch |
| Porch Area | 198 sqft Porch |
| Heating System | Space Heating |
|---|
| Street Address | 2895 SCHAEFER ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-2433 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 MERSHONS SUB-DIV OF BLKS 10 & 11 OF E F GOULDS SUB-DIV OF S1/2 OF N1/2 OF SEC 13 SEC 13 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 13 |
| Legal Subdivision | MERSHONS SUBDIVISION OF BLOCK 10 & 11 |
| Legal Block | 10-11 |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | CARROLLTON |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 10700 |
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