Jackson County property record for 2895 Sapp Rd, Cottondale, FL 32431 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 2,706 sqft Heated Area |
| Lot Size | 436,471 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2022) |
| Tax Bill | $3,045.00 (2025) |
| Primary APN | 03-4N-12-0000-0070-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,706 sqft Heated Area |
| Gross Area | 4,114 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 436,471 sqft (10 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 824 sqft Carport |
| Fence | Fence |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 2895 SAPP RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7248 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LYING IN SECT 2 & 3: COMM AT THE SWC OF THE SW OF THE NW OF SECT 2, E 114.05 FT, S 2* E 37.50 FT, TO BEGIN; W 462.39 FT, N 35 |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 03 |
| Jurisdiction | JACKSON FL |
| Minor Civil Division | COTTONDALE |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 210400 |
Source: Jackson County records · APN 03-4N-12-0000-0070-0030
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2895 SAPP RD, COTTONDALE, FL 32431-7248 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Deed Doc Number | 0001770828 |
| Deed Book / Page | 1770 / 828 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2895 SAPP RD, COTTONDALE, FL 32431-7248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT |
| Name | Verified Name |
|---|---|
| Address | 2895 SAPP RD, COTTONDALE, FL 32431-7248 |
| Document Number | 0018050023 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 1805/23 |
| Instrument | 202332009242 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,045.00 (-1.68%) | $228,439 (-1.41%) Land $35,082 Building $193,357 | $228,439 (-1.41%) Land $35,082 Building $193,357 |
| 2024 | $3,097.00 (+4.35%) | $231,711 (+2.57%) Land $35,082 Building $196,629 | $231,711 (+2.57%) Land $35,082 Building $196,629 |
| 2023 | $2,968.00 (+55.07%) | $225,911 (+33.49%) Land $35,082 Building $190,829 | $225,911 (+33.49%) Land $35,082 Building $190,829 |
| 2022 | $1,914.00 | $169,230 Land $15,290 Building $153,940 | $169,230 Land $15,290 Building $153,940 |
Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate 40th percentile nationally · 12th in Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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