2895 Sagecrest Dr, Elko, NV 89801 Property Records

Elko County property record for 2895 Sagecrest Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	8,717 sqft · built 1985
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (Apr 2021)
Tax Bill	$9,992 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`006-09F-034`

Property Details

APN / Parcel Number

Primary APN	`006-09F-034`
Alternative APN	`006-09F-013`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Stories	3 Stories
Building Area	8,717 sqft Living Area
Gross Area	10,721 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	137,214 sqft
Garage Type	Attached
Garage Area	2,004 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2895 SAGECREST DR
City	ELKO
State	NV
Zip	89801-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEING A PORTION OF LAND LOCATED IN THE E2NW4 OF,MDB&M DESC AS FOLLOWS:,COMM AT THE NE COR OF SEC 17;,TH: S 32 5621!! W 1461.
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	SPECIAL LANDS
Legal Block	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1012
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Apr 6, 2021	Intrafamily Transfer, Transfer · Line of Credit ALLIANT CU
Apr 6, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 9, 2021	Intrafamily Transfer, Transfer
Mar 9, 2021	Intrafamily Transfer, Transfer
Sep 14, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2021785116
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000773831
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Recording Date	Jun 8, 2026
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000865669
Instrument Date	Jun 2, 2026
Instrument	2026865669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Investor	Possibly a Property Investor

Mortgage

Document Number	0000865669,
Date	Jun 8, 2026
Instrument	2026865669

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Apr 6, 2021
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000785115
Instrument Date	Mar 24, 2021
Instrument	785115
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 SMOKEY PL, SPRING CREEK, NV 89815-6314

Mortgage

Document Number	0000785118
Date	Apr 6, 2021
Instrument	785118

Lender

Name	ALLIANT CU
Type	Credit Union
Address	GLEN HEAD, NY 11545

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 6, 2021
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000785116
Instrument Date	Mar 24, 2021
Instrument	785116
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,256.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	379 LEE, SPRING CREEK, NV 89815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Investor	Possibly a Property Investor

Mortgage

Document Number	0000785117
Date	Apr 6, 2021
Instrument	785117

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 9, 2021
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000783849
Instrument Date	Mar 9, 2021
Instrument	783849
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 WESTBY DR, SPRING CREEK, NV 89815-6335
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 9, 2021
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000783847
Instrument Date	Feb 25, 2021
Instrument	783847
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 2427, ELKO, NV 89803-2427
Investor	Possibly a Property Investor

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELKO NV
Recording Date	Sep 14, 2020
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000773830
Instrument Date	Aug 26, 2020
Instrument	773830
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 689 ELKO NV 898030689, ELKO, NV 89803-0689

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Sep 14, 2020
Property Address	2895 SAGECREST DR, ELKO, NV 89801-8433
Document Number	0000773831
Instrument Date	Aug 26, 2020
Instrument	773831
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2427 ELKO NV 898032427, ELKO, NV 89803-2427

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,992.00 (-3.37%)	$373,207 (-3.38%) Land $26,250 Building $346,957	$1,066,306 (-3.38%) Land $75,000 Building $991,306
2025	$10,340.00 (+25.91%)	$386,247 (+12.91%) Land $26,250 Building $359,997	$1,103,563 (+12.91%) Land $75,000 Building $1,028,563
2023	$8,212.00 (+3%)	$342,099 (+14.89%) Land $26,250 Building $315,849	$977,426 (+14.89%) Land $75,000 Building $902,426
2022	$7,973.00	$297,766 Land $26,250 Building $271,516	$850,760 Land $75,000 Building $775,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 79% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband.

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