2895 Rancho Pancho, Carlsbad, CA 92009 Property Records

San Diego County property record for 2895 Rancho Pancho, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,797 sqft · built 2000
Lot Size	0.267 acres (11,624 sqft)
Owner	Individual Name on Record
Last Sale	$662,000 (Feb 2002)
Tax Bill	$12,820 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-590-12-00`

Property Details

APN / Parcel Number

Primary APN	`222-590-12-00`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Building Area	3,797 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	11,624 sqft (0.267 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2895 RANCHO PANCHO
City	CARLSBAD
State	CA
Zip	92009-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 12 TR 013551
Legal Subdivision	CARLSBAD COURT
Legal Tract	013551
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	20031

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2895 RANCHO PANCHO, CARLSBAD, CA 92009-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 21, 2021	Intrafamily Transfer, Transfer SERVICELINK
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2002 · Amount on Record
Deed Sale	Feb 14, 2002 · Amount on Record
Prior Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	2002128516
Last Transfer Date	Oct 30, 2020
Transfer Doc	0000308394
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2895 RANCHO PANCHO, CARLSBAD, CA 92009-3016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242218
Date	Jun 20, 2019
Instrument	2019-0242218

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	2895 RANCHO PANCHO, CARLSBAD, CA 92009-3016
Document Number	0000308394
Map Reference	MAP 13551
Instrument Date	Oct 30, 2020
Instrument	2021-0308394
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2895 RANCHO PANCHO, CARLSBAD, CA 92009-3016

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	2895 RANCHO PANCHO, CARLSBAD, CA 92009-3016
Document Number	0000308392
Map Reference	MAP 13551
Instrument Date	Oct 30, 2020
Instrument	2021-0308392
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2895 RANCHO PANCHO, CARLSBAD, CA 92009-3016

Mortgage

Document Number	0000308393
Date	Apr 21, 2021
Instrument	2021-0308393

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$997,512 (+2%) Land $331,491 Building $666,021
2025	$12,820.00 (+4.44%) Homeowner's exemption	$977,954 (+4.04%) Land $324,992 Building $652,962
2023	$12,275.00 (-4.18%) Homeowner's exemption	$939,980 Land $312,373 Building $627,607
2022	$12,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, San Diego Broadband, T-Mobile.

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