2895 Pontiac Loop, Cottondale, FL 32431 Property Records

Jackson County property record for 2895 Pontiac Loop, Cottondale, FL 32431 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	2,136 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	Carport, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$630.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-5N-11-0000-0270-0010`
Alternative APN	`11 N 532000002700010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,136 sqft Living Area
Gross Area	2,620 sqft Gross Area
1st Floor	2,136 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1981
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport Garage
Garage Area	400 sqft Garage
Carport	Carport
Carport Area	400 sqft Carport
Deck Area	136 sqft Deck
Storage Building	144 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Cistern Water Source

Location & Zoning

Street Address	2895 PONTIAC LOOP
City	COTTONDALE
State	FL
Zip	32431-7321
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 1501 P 528 W1/2 OF THE FOLLOWING DESCRIBED PROPERTY: COMM AT INTERS OF S RTWY OF HWY 90 & E LINE OF W1/2 OF SW1/4 OF SE1/4 OF SECT 32, RUN NW/LY ALONG S RTWY 550 FT TO BEGIN, RUN NW/LY 414.86 FT, S 210 FT, SE/LY PARALLEL WITH HWY 414.86 FT, N 210
Legal Range	11W
Legal Township	05N
Legal Section	32
Legal Block	10
Legal Lot Number	270
Jurisdiction	JACKSON FL
Minor Civil Division	COTTONDALE
Census Blockgroup	3
Census Block	3005
Census Tract	210400

Owner

Source: Jackson County records · APN 32-5N-11-0000-0270-0010

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2895 PONTIAC LOOP, COTTONDALE, FL 32431-7321
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 31, 2018
Transfer Doc	0015590565
Record Refreshed	Jun 08, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Feb 01, 2018
Property Address	2895 PONTIAC LOOP, COTTONDALE, FL 32431-7321
Document Number	0015590565
Book / Page	001559 / 000565
Instrument Date	Jan 31, 2018
Instrument	32001377
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 PONTIAC LOOP COTTONDALE FL 324317321, COTTONDALE, FL 32431-7321

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (+92.66%) Homeowner's exemption	$87,640 (+77.15%)	$130,271 (+17.95%) Land $8,500 Building $121,771
2024	$327.00 (+8.28%) Homeowner's exemption	$49,472 (+3%)	$110,446 (+2.55%) Land $8,500 Building $101,946
2023	$302.00 (+13.11%) Homeowner's exemption	$48,031 (+3%)	$107,695 (+15.75%) Land $8,500 Building $99,195
2022	$267.00 Homeowner's exemption	$46,632	$93,044 Land $8,000 Building $85,044

Flood & Wildfire

2895 Pontiac Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (12063C), updated January 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 44th percentile of exposed land nationally · 14th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.