2895 Oak Crest Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 2895 Oak Crest Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,340 sqft · built 1960
Lot Size	0.246 acres (10,720 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Jul 2018)
Tax Bill	$2,688 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-14-252-014`

Property Details

APN / Parcel Number

Primary APN	`10-14-252-014`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	1,340 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,720 sqft (0.246 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2895 OAK CREST DR
City	DUBUQUE
State	IA
Zip	52001-0926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 4 BLK 5 GREEN ACRES SUB
Legal Subdivision	EISENHOWER
Legal Block	5
Legal Lot Number	4
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4001
Census Tract	1104

Owner

2895 Oak Crest Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2895 OAK CREST DR, DUBUQUE, IA 52001-0926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit AIM CU
Jul 18, 2018	Warranty Deed, Transfer · Conventional with PMI ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Deed Document Number	2018-00008178
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2895 OAK CREST DR, DUBUQUE, IA 52001-0926
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 OAK CREST DR, DUBUQUE, IA 52001-0926

Mortgage

Document Number	0000009921
Date	Sep 16, 2025
Instrument	2025-00009921

Lender

Name	AIM CU
Type	Credit Union
Address	1200 ASSOCIATES DR, DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 18, 2018
Property Address	2895 OAK CREST DR, DUBUQUE, IA 52001-0926
Document Number	0000008178
Instrument Date	Jul 16, 2018
Instrument	8178
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2895 OAK CREST DR DUBUQUE IA 520010926, DUBUQUE, IA 52001-0926

Mortgage

Document Number	8179
Date	Jul 18, 2018
Instrument	8179

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Mortgage

Document Number	8180,
Date	Jul 18, 2018
Instrument	8180

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,200 Land $41,400 Building $174,800	$216,200 Land $41,400 Building $174,800
2024	$2,688.00
2023		$197,200 (+19.46%) Land $37,100 Building $160,100	$197,200 Land $37,100 Building $160,100
2022	$2,694.00 Homeowner's exemption	$165,080 Land $32,700 Building $132,380
2021			$165,080 Land $32,700 Building $132,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2895 Oak Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 Oak Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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