Berrien County property record for 2895 Maple Ln, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 1974 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,600 (May 2007) |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2012 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1300-0011-00-6 |
| Primary APN | 10-1300-0011-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Lot Area | 17,119 sqft (0.393 acres) |
| Lot Dimensions | 150 ft deep x 114 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2895 MAPLE LN |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 S/F |
| Legal Description | LOT 11 CRISING ESTATES |
| Legal Subdivision | CRISING ESTATES |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10100 |
2895 Maple Ln is owned and occupied by two individuals who bought it in May 2007.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Sep 28, 2012 | Deed of Trust, Mortgage · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Sep 3, 2015 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Jul 16, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Sep 14, 2015 | Deed of Trust, Mortgage · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Mar 3, 2008 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| May 7, 2007 | Warranty Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2007 · Amount on File |
| Deed Sale | May 7, 2007 · Amount on File |
| Prior Sale | Jan 4, 2002 · Amount on File |
| Deed Book / Page | 2789 / 1437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03300/1532 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 3300/1532 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 03009/1773 |
|---|---|
| Date | Sep 28, 2012 |
| Book Page | 3009/1773 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03113/3062 |
|---|---|
| Date | Sep 3, 2015 |
| Book Page | 3113/3062 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Document Number | 003455/696 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 3455/696 |
| Instrument | 2025437184 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03114/1935 |
|---|---|
| Date | Sep 14, 2015 |
| Book Page | 3114/1935 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02831/2090 |
|---|---|
| Date | Mar 3, 2008 |
| Book Page | 2831/2090 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 7, 2007 |
| Property Address | 2895 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Document Number | 02789/1437 |
| Book / Page | 2789 / 1437 |
| Map Reference | LB22 PG46 |
| Instrument Date | Apr 30, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2863 MAPLE LN, BENTON HARBOR, MI 49022-9510 |
| Investor | Possibly a Property Investor |
| Document Number | 0027891438 |
|---|---|
| Date | May 7, 2007 |
| Instrument | 2789/1438 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.7% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 10.7% |
| Max Rate At Change | 12.2% |
| Index | 6-Month LIBOR |
| Margin | 7 |
| Max Rate | 17.7% |
The 2025 property tax bill for 2895 Maple Ln was $1,380 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Elementary School District | Hagar Township School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,600 | $285,200 | |
| 2025 | $1,380.00 | ||
| 2023 | $94,700 | $189,400 | |
| 2022 | $1,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2895 Maple Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1985–1998) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | May 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2895 Maple Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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