Clay County property record for 2895 Circle Ridge Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,386 sqft · built 1982 |
| Lot Size | 0.447 acres (19,514 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Oct 2021) |
| Tax Bill | $5,445 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-25-020331-061-00 |
| Primary APN | 14-04-25-020331-061-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,386 sqft Heated Area |
| Gross Area | 2,990 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,514 sqft (0.447 acres) |
| Lot Dimensions | 160 ft deep x 122 ft wide |
| Garage Area | 429 sqft |
| Pool Area | 561 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 175 sqft |
| Deck Area | 294 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2895 CIRCLE RIDGE DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-5762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 7 BLK 2 FOXRIDGE UNIT 4 ASREC O R 4528 PG 1186 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Subdivision | FOXRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 30904 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2895 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Oct 28, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Oct 8, 2001 · Amount on Record |
| Deed Document Number | 2021068494 |
| Deed Book / Page | 4528 / 1186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2895 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5762 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2895 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5762 |
| Document Number | 0047572088 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 4757/2088 |
| Instrument | 2023046875 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 28, 2021 |
| Property Address | 2895 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5762 |
| Document Number | 0045281186 |
| Book / Page | 4528 / 1186 |
| Map Reference | MB 16 PG 17-21 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021068494 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4531 WAVERLY CROSSING LN, 4531, CHANTILLY, VA 20151-2212 |
| Name | Verified Name |
|---|---|
| Address | 2896 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-8704 |
| Document Number | 45281188 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 4528/1188 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,445.00 (-1.32%) | $357,032 (+3.07%) Land $50,000 Building $307,032 | $357,032 (+3.07%) Land $50,000 Building $307,032 |
| 2023 | $5,518.00 (+12.66%) | $346,400 (+12.43%) Land $50,000 Building $296,400 | $346,400 (+12.43%) Land $50,000 Building $296,400 |
| 2022 | $4,898.00 | $308,099 Land $40,000 Building $268,099 | $308,099 Land $40,000 Building $268,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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