2895 Catawba River Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 2895 Catawba River Rd, Old Fort, NC 28762

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 1,008 sqft · built 1993
Lot Size11.8 acres (516,622 sqft)
OwnerOwner Name on File
Tax Bill$1,278 (2025)
Flood ZoneZone X (minimal risk)
APN0649-00-03-8985

Property Details

APN / Parcel Number

Primary APN0649-00-03-8985
Alternative APN
  • 16080

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Heated Area
Gross Area2,576 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Architectural StyleMobile/Manufactured
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area516,622 sqft (11.8 acres)
Lot Width1,096 ft Width
PorchOpen Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number16080
Street Address2895 CATAWBA RIVER RD
CityOLD FORT
StateNC
Zip28762-7652
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDIST:10 CITY/MUNI/TWP:OLD FORT MAP REF:MAP:6490
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group2
Census Block2013
Census Tract970800

Owner

The current owner of 2895 Catawba River Rd acquired it in August 2014.

Source: McDowell County records, as of September 29, 2025

Owner of RecordOwner Name on File
Mailing Address2895 CATAWBA RIVER RD, OLD FORT, NC 28762-7652
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2014
Deed SaleAug 18, 2014
Deed Document Number0001134161
Deed Book / Page1134 / 161
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2895 Catawba River Rd was $1,278 with a senior citizen's exemption.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,278.00 Senior Citizen's exemption$205,550 Land $53,610 Building $151,940
2023$1,263.00$208,700 Land $53,610 Building $155,090$205,550 Land $53,610 Building $151,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2895 Catawba River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 Catawba River Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Catawba River Rd

Nearby Streets

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