2895 Bowline Dr, Cumming, GA 30041 Property Records

Forsyth County property record for 2895 Bowline Dr, Cumming, GA 30041

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,156 sqft · built 2022
Lot Size63.4 acres (2,764,318 sqft)
Owner2 Individual Names on Record
Tax Bill$6,084 (2025)
Deeds & MortgagesOct 2022 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN225-000-545

Property Details

APN / Parcel Number

Primary APN225-000-545
Alternative APNs
  • 0000283134
  • 225 545

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,156 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area2,764,318 sqft
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000283134
Street Address2895 BOWLINE DR
CityCUMMING
StateGA
Zip30041-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMP
Legal Description14-1 LL 76 LT 128 PH 2D NORTH COVE
Legal SubdivisionNORTH COVE
Legal Phase2D
Legal Block2D
Legal Lot Number128
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group2
Census Block2007
Census Tract130507

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2895 BOWLINE DR, CUMMING, GA 30041-3510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
DOVER FEDERAL CREDIT UNION
May 23, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address2895 BOWLINE DR, CUMMING, GA 30041-3510
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 BOWLINE DR, CUMMING, GA 30041-3510

Mortgage

Document Number0108470000000001
DateOct 6, 2022
Book Page0000010847/0000000001
Lender
NameDOVER FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateNov 1, 2020

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH GA
Recording DateMay 23, 2022
Property Address2895 BOWLINE DR, CUMMING, GA 30041-3510
Document Number0107250114
Book / Page10725 / 114
Instrument DateMay 23, 2022
Instrument2022-005699
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 BOWLINE DR, CUMMING, GA 30041-3510

Mortgage

Document Number0010725116
DateMay 23, 2022
Instrument10725/116
Lender
NamePULTE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,084.00 (+54.42%)$265,160 (+12.49%) Land $66,000 Building $199,160$662,900 (+12.49%) Land $165,000 Building $497,900
2023$3,940.00 (+285.9%)$235,724 (+513.86%) Land $52,000 Building $183,724$589,310 (+513.86%) Land $130,000 Building $459,310
2022$1,021.00$38,400 Land $38,400$96,000 Land $96,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMMING
serves 58,661 people · EPA ID GA1170000
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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