San Diego County property record for 28948 Rocky Pass, Pine Valley, CA 91962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,222 sqft · built 1940 |
| Lot Size | 0.276 acres (12,028 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $595,500 (Jul 2023) |
| Tax Bill | $6,534 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-091-09-00 |
| Primary APN | 410-091-09-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,028 sqft (0.276 acres) |
| View / Lot | Woodland |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 28948 ROCKY PASS |
|---|---|
| City | PINE VALLEY |
| State | CA |
| Zip | 91962-4049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 332 TR 001796 |
| Legal Subdivision | PINE VALLEY ESTATES |
| Legal Tract | 001796 |
| Legal Block | 2 |
| Legal Lot Number | 332 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20902 |
28948 Rocky Pass is owner-occupied and held in a trust since September 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 280, PINE VALLEY, CA 91962-0280 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Intrafamily Transfer, Transfer |
| Jul 5, 2023 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 21, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Aug 21, 2020 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 19, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on File |
| Deed Sale | Jul 5, 2023 · Amount on File |
| Prior Sale | Aug 21, 2020 · Amount on File |
| Deed Document Number | 2023175559 |
| Last Transfer Date | Sep 12, 2023 |
| Transfer Doc | 0000278095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 13, 2023 |
| Property Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000278095 |
| Map Reference | MAP 1796 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023-0278095 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 280, PINE VALLEY, CA 91962-0280 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 5, 2023 |
| Property Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000175559 |
| Map Reference | MAP 1796 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-0175559 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000175560 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023-0175560 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 21, 2020 |
| Property Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000476581 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 476581 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 28948 ROCKY PASS PINE VALLEY CA 919624049, PINE VALLEY, CA 91962-4049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 21, 2020 |
| Property Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000476580 |
| Map Reference | MAP 1796 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020-0476580 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000476582 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0476582 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 28948 ROCKY PASS, PINE VALLEY, CA 91962-4049 |
| Document Number | 0000098348 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 98348 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 72 PINE VALLEY CA 919620072, PINE VALLEY, CA 91962-0072 |
| Document Number | 98349 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 98349 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2049 |
The 2025 property tax bill for 28948 Rocky Pass was $6,534 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $619,402 (+2%) Land $416,160 Building $203,242 | |
| 2025 | $6,534.00 Homeowner's exemption | $607,257 Land $408,000 Building $199,257 |
| 2023 | $4,738.00 (-1.44%) Homeowner's exemption | $442,170 (+2%) Land $286,110 Building $156,060 |
| 2022 | $4,807.00 | $433,500 Land $280,500 Building $153,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28948 Rocky Pass in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28948 Rocky Pass is extreme, ranking above 97.4% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.4% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE VALLEY MUTUAL WC private · serves 2,574 people · EPA ID CA3710039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Uranium not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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