28943 Cumberland Rd, Temecula, CA 92591 Property Records

Riverside County property record for 28943 Cumberland Rd, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,772 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Mar 2012)
Tax Bill	$6,006 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`916-420-012`

Property Details

APN / Parcel Number

Primary APN	`916-420-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	28943 CUMBERLAND RD
City	TEMECULA
State	CA
Zip	92591-7568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.13 ACRES M/L IN LOT 12 MB 355/018 TR 30667-1
Legal Subdivision	TRACT NO 30667 1
Legal Tract	30667-1
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2018
Census Tract	49600

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage MODERN MORTGAGE LENDING LLC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2012 · Amount on Record
Deed Sale	Mar 7, 2012 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	2012104409
Last Transfer Date	Sep 3, 2024
Transfer Doc	0000304585
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568

Mortgage

Document Number	0000033903
Date	Feb 6, 2024
Instrument	2024-0033903

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568

Mortgage

Document Number	0000177943
Date	Mar 22, 2021
Instrument	2021-0177943

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568

Mortgage

Document Number	0000152165
Date	Mar 30, 2022
Instrument	2022-0152165

Lender

Name	MODERN MORTGAGE LENDING LLC
Type	Non-Lending Institution
Address	TEMECULA, CA 92592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	433 Months
Due	Apr 1, 2058

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056215
Date	Feb 5, 2020
Instrument	2020-0056215

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 16, 2018
Property Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568
Document Number	0000017255
Map Reference	MB 355 PG 18-21
Instrument Date	Jan 8, 2018
Instrument	2018-0017255
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28943 CUMBERLAND RD, TEMECULA, CA 92591-7568

Mortgage

Document Number	0000017256
Date	Jan 16, 2018
Instrument	2018-0017256

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,800 (+2%) Land $76,862 Building $347,938
2025	$6,006.00 (+1.25%) Homeowner's exemption	$416,471 (+4.04%) Land $75,355 Building $341,116
2023	$5,932.00 (+1.63%) Homeowner's exemption	$400,301 Land $72,430 Building $327,871
2022	$5,837.00
2021			$626,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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