28941 W Rustic Ln, Cary, IL 60013 Property Records

Lake County property record for 28941 W Rustic Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,388 sqft · built 1915
Lot Size	1.08 acres (47,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Dec 2021)
Tax Bill	$12,301 (2024)
Deeds & Mortgages	Mar 2023 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-16-106-058`

Property Details

APN / Parcel Number

Primary APN	`13-16-106-058`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,373 sqft
Upper Floors Area	1,015 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1933
Lot Area	47,023 sqft (1.08 acres)
Garage Type	Detached
Garage Area	796 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	282 sqft
Deck Area	Deck Area
Patio Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	28941 W RUSTIC LN
City	CARY
State	IL
Zip	60013-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STIEGMAN CONSOLIDATION; LOT 1
Legal Subdivision	STIEGMAN CONSOLIDATION
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	2
Census Block	2021
Census Tract	864303

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28941 W RUSTIC LN, CARY, IL 60013-9757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 23, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 23, 1994 · Amount on Record
Deed Document Number	20217856966
Last Transfer Date	Mar 8, 2023
Transfer Doc	0007965171
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Mar 27, 2023
Property Address	28941 W RUSTIC LN, CARY, IL 60013-9757
Document Number	0007965171
Map Reference	DOC 178218
Instrument Date	Mar 8, 2023
Instrument	7965171
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28941 RUSTIC CT, CARY, IL 60013-9757

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	28941 RUSTIC CT, CARY, IL 60013-9757
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007718335
Date	Nov 19, 2020
Instrument	7718335

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 23, 2021
Property Address	28941 W RUSTIC LN, CARY, IL 60013-9757
Document Number	0007856966
Map Reference	DOC 178218
Instrument Date	Sep 17, 2021
Instrument	7856966
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28941 RUSTIC CT, CARY, IL 60013-9757

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,301 (+25.52%) Land $40,152 Building $166,149	$618,965 (+25.52%) Land $120,468 Building $498,497
2024	$12,301.00 (+27.79%)
2023	$9,626.00 (+23.6%)	$164,352 (+32.23%) Land $35,891 Building $128,461	$493,106 (+32.23%) Land $107,684 Building $385,422
2022	$7,788.00	$124,295 Land $29,208 Building $95,087	$372,923 Land $87,633 Building $285,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	61 (1979–2019)
Claims Outside the SFHA	6 of 61
Most Recent Claim	Sep 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 13 claims Severe Storms And Flooding, Jun 2008 · 7 claims Severe Storms & Flooding, Apr 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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