2894 W Mercer Ln, Pendleton, IN 46064 Property Records

Madison County property record for 2894 W Mercer Ln, Pendleton, IN 46064 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1955
Lot Size	0.795 acres (34,630 sqft)
Owner	Company Name on File
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-0016-1-042`

Property Details

APN / Parcel Number

Primary APN	`05-0016-1-042`
Alternative APNs	`48-14-15-300-008.000-012` `00001214855`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	34,630 sqft (0.795 acres)

Exterior Amenities

Patio Area	180 sqft
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001214855
Street Address	2894 W MERCER LN
City	PENDLETON
State	IN
Zip	46064-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 SW TR 4 0.7950ACRES STR: 15187 SECTION: PLAT: 00 IN: OUT:
Legal Tract	4
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2019
Census Tract	11502

Owner

Source: Madison County records · APN 05-0016-1-042

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10450 S 300 W, PENDLETON, IN 46064-9278
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Apr 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jul 16, 2018	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Prior Sale	Jul 16, 2018
Deed Document Number	20255764
Prior Transfer Date	Apr 11, 2025
Prior Transfer Doc	2025R05764
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2894 W MERCER LN, PENDLETON, IN 46064-9313
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R12667
Date	Jul 27, 2022
Instrument	2022R12667

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2047

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2894 W MERCER LN, PENDLETON, IN 46064-9313
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04680
Date	Apr 09, 2019
Instrument	2019R04680

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2039

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 16, 2018
Property Address	2894 W MERCER LN, PENDLETON, IN 46064-9313
Document Number	2018R09218
Instrument Date	Jul 12, 2018
Instrument	2018R09218
Transaction Type	Transfer
Record Updated	Aug 08, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10450 S 300 W, PENDLETON, IN 46064-9278

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (+9.31%)	$139,900 (+3.4%) Land $32,200 Building $107,700	$139,900 (+3.4%) Land $32,200 Building $107,700
2024	$2,450.00 (-12.28%)
2023		$135,300 (-4.52%) Land $30,700 Building $104,600	$135,300 (-4.52%) Land $30,700 Building $104,600
2022	$2,793.00	$141,700 Land $29,200 Building $112,500	$141,700 Land $29,200 Building $112,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (18095C), updated August 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180950115022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 27% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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