2893 Lazy Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2893 Lazy Bear Trl, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1997
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$260,400 (May 2025)
Tax Bill	$525 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-24-202`

Property Details

APN / Parcel Number

Primary APN	`206-24-202`

Interior

Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	56 ft deep x 28 ft wide

Location & Zoning

Street Address	2893 LAZY BEAR TRL
City	OVERGAARD
State	AZ
Zip	85933-9707
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST SUB LOT 202 // MH 1997 REDMAN 28X56 VIN# 13517824A &B 2022-12634 //
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST
Legal Lot Number	202
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2008
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1052, HEBER, AZ 85928-1052
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	20257365
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2893 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2893 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707

Mortgage

Document Number	0000003801
Date	Mar 18, 2026
Instrument	2026-03801

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2893 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6634 E ELLIS STREEI, MESA, AZ 85205-6023

Mortgage

Document Number	0000020761
Date	Nov 4, 2022
Instrument	2022-20761

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 26, 2022
Property Address	2893 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number	0000014209
Map Reference	MB 10 PG 19
Instrument Date	Jul 18, 2022
Instrument	2022-14209
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	359 W DEXTER WAY, 359, SAN TAN VALLEY, AZ 85143-5471

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6634 E ELLIS ST, MESA, AZ 85205-6023

Mortgage

Document Number	0000014210
Date	Jul 26, 2022
Instrument	2022-14210

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$136,309 (+14.7%) Land $21,346 Building $114,963
2026			$118,842 (+9.28%) Land $22,781 Building $96,061
2025	$525.00 (-14.36%)	$10,875 Land $1,881 Building $8,994	$108,753 Land $18,809 Building $89,944
2024	$613.00 (+2.68%)
2023	$597.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 66% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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