2893 Lake Ave, Osseo, MI 49266 Property Records

Hillsdale County property record for 2893 Lake Ave, Osseo, MI 49266

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,130 sqft · built 1940
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2021)
Tax Bill	$959 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-005-300-012-05-7-2`

Property Details

APN / Parcel Number

Primary APN	`12-005-300-012-05-7-2`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Lot Area	25,003 sqft (0.574 acres)
Lot Dimensions	396 ft deep x 62 ft wide
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2893 LAKE AVE
City	OSSEO
State	MI
Zip	49266-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON NLY LN LAKE AVE EXT & 100 FT N 85W OF SWLY COR LOT 27 PLEASANT VIEW 2 TH N 393.5 FT TH N 7904'W 63.46 FT TH S 400.06 F
Legal Range	02W
Legal Township	07S
Legal Section	05
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	27
Jurisdiction	HILLSDALE MI
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1010
Census Tract	51000

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2893 LAKE AVE, OSSEO, MI 49266-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Jul 5, 2019	Intrafamily Transfer, Transfer PUBLIC TITLE COMPANY
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Book / Page	1793 / 307
Prior Transfer Date	Jul 7, 1987
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 20, 2021
Property Address	2893 LAKE AVE, OSSEO, MI 49266-9323
Document Number	001793/307
Book / Page	1793 / 307
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45440 GEORGIA ST, 45440, PAISLEY, FL 32767-9134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7751 ARKANSAW RD, ALLEN, MI 49227-8703

Mortgage

Document Number	0001793308
Date	Apr 20, 2021
Instrument	1793/308

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jul 5, 2019
Property Address	2893 LAKE AVE, OSSEO, MI 49266-9323
Document Number	1727/0604
Book / Page	1727 / 0604
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9451 STEAMBURG RD, HILLSDALE, MI 49242-9176

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 1, 2019
Property Address	2893 LAKE AVE, OSSEO, MI 49266-9323
Document Number	01727/0235
Book / Page	1727 / 0235
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2894 LAKE AVE, 2894, OSSEO, MI 49266-9323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9451 STEAMBURG RD, HILLSDALE, MI 49242-9176

Mortgage

Document Number	0001727236
Date	Jul 1, 2019
Instrument	1727/236

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Jefferson Township
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,700 (+2.62%)	$117,323 (+2.47%) Land $31,637 Building $85,686
2025	$959.00 (+14.99%) Homeowner's exemption	$57,200 (+39.85%)	$114,495 (+39.8%) Land $30,155 Building $84,340
2023		$40,900	$81,897 Land $8,888 Building $73,009
2021	$834.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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