2893 Frankfort Rd, Georgetown, KY 40324 Property Records

Scott County property record for 2893 Frankfort Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,652 sqft · built 1995
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$795,000 (Jan 2025)
Tax Bill$7,081 (2025)
Deeds & MortgagesJan 2025 Sale
May 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN085-30-006.000

Property Details

APN / Parcel Number

Primary APN085-30-006.000

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
1st Floor Area1,652 sqft
Basement Area1,652 sqft
Unfinished Basement1,652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeBlock
Lot Area435,600 sqft (10 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2893 FRANKFORT RD
CityGEORGETOWN
StateKY
Zip40324-9427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARM
Legal SubdivisionSLONE PROPERTY
Legal Lot Number7
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1009
Census Tract40605

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2025Deed, Transfer
May 31, 2022Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CU INC
Aug 1, 2019Deed of Trust, Mortgage · Commercial Mortgage
COMMONWEALTH CREDIT UNION
Jul 3, 2019Deed, Transfer · Conventional Mortgage
PEOPLES EXCHANGE BANK
Nov 28, 2017Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2025 · Amount on Record
Deed SaleJan 21, 2025 · Amount on Record
Prior SaleAug 21, 2023 · Amount on Record
Deed Document Number2025523034
Deed Book / Page454 / 793
Record UpdatedOct 29, 2026

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJan 21, 2025
Property Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
Document Number00D454/793
Book / PageD454 / 793
Map ReferenceCAB 3 SL 1162
Instrument DateJan 17, 2025
Instrument523034
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 SEAHORSE CT, MIDWAY, KY 40347-9796

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
InvestorPossibly a Property Investor

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1691/707
DateMay 31, 2022
Book PageM1691/707
Instrument454956
Lender
NameCOMMONWEALTH CU INC
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1453/088
DateAug 1, 2019
Book PageM1453/088
Instrument403002
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 3, 2019
Property Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
Document NumberD406/810
Book / PageD406 / 810
Map ReferenceCAB 3 SL 1162
Instrument DateJul 1, 2019
Instrument401912
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 MEADOWCREST DRIVE, 29, STANTON, KY 40380

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427

Mortgage

Document Number401913
DateJul 3, 2019
Instrument401913
Lender
NamePEOPLES EXCHANGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateNov 28, 2017
Property Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427
Document NumberD392/573
Book / PageD392 / 573
Map ReferenceCAB3 SL1162
Instrument DateNov 20, 2017
Instrument378210
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyBRIDGE TRUST TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 HATTON CREEK SCHOOL RD, 195, STANTON, KY 40380-9625

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address2893 FRANKFORT RD, GEORGETOWN, KY 40324-9427

Mortgage

Document Number378211
DateNov 28, 2017
Instrument378211
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$795,000 (-)$795,000 (-)
2025$7,081.00 (+127.83%)$795,000 (+131.88%)$795,000 (+69.47%)
2023$3,108.00$342,847 Land $3,747 Building $339,100$469,100 Land $130,000 Building $339,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

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