28920 Cavell Ter, Naples, FL 34119 Property Records

Lee County property record for 28920 Cavell Ter, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 9,258 sqft · built 2001
Lot Size	1.25 acres (54,711 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,000,000 (Aug 2002)
Tax Bill	$31,461 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-48-26-B3-01203.J113`

Property Details

APN / Parcel Number

Primary APN	`05-48-26-B3-01203.J113`
Alternative APNs	`260548B301203J113` `10440488`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	9,258 sqft Living Area
Gross Area	14,408 sqft
1st Floor Area	6,540 sqft
Upper Floors Area	1,769 sqft
Media Room	Media Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mediterranean
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	54,711 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	1,099 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Florida Room
Porch Area	908 sqft
Patio Area	527 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10440488
Street Address	28920 CAVELL TER
City	NAPLES
State	FL
Zip	34119-0908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	QUAIL WEST PH 2 UT 2 PB 60 PGS 36-39 BLK 3 LOT J113
Legal Range	26E
Legal Township	48S
Legal Section	05
Legal Subdivision	QUAIL WEST INTERIOR LAKES
Legal Phase	2
Legal Tract	B3
Legal Block	3
Legal Lot Number	J113
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	50324

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28920 CAVELL TER, NAPLES, FL 34119-0908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2002 · Amount on Record
Deed Sale	Aug 2, 2002 · Amount on Record
Deed Book / Page	3698 / 3673
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	28920 CAVELL TER, NAPLES, FL 34119-0908
Document Number	0000087654
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28920 CAVELL TER NAPLES FL 341190908, NAPLES, FL 34119-0908

Mortgage

Document Number	0000087654
Date	Apr 9, 2020
Instrument	87654

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,533,254 (+2.7%)	$5,059,671 (+20.67%) Land $1,027,095 Building $4,032,576
2025	$31,461.00 (+4.95%) Homeowner's exemption	$2,466,654 (+5.99%)	$4,192,813 (-19.33%) Land $1,182,592 Building $3,010,221
2023	$29,976.00 (+1.82%) Homeowner's exemption	$2,327,317 (+3%)	$5,197,361 (+20.82%) Land $1,154,327 Building $4,043,034
2022	$29,440.00 Homeowner's exemption	$2,259,531	$4,301,728 Land $840,000 Building $3,461,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 200