2892 W Nicolet St, Banning, CA 92220 Property Records

Riverside County property record for 2892 W Nicolet St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 700 sqft · built 1928
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (May 2007)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Feb 2024 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`538-112-015`

Property Details

APN / Parcel Number

Primary APN	`538-112-015`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2892 W NICOLET ST
City	BANNING
State	CA
Zip	92220-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 8 BLK B MB 012/092 SYLVAN ACRES
Legal Subdivision	SYLVAN ACRES
Legal Block	B
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1016
Census Tract	44101

Owner

2892 W Nicolet St is owner-occupied and held in a trust since February 2024.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2892 W NICOLET ST, BANNING, CA 92220-3832
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CENTRAL CU
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2007 · Amount on File
Deed Sale	May 29, 2007 · Amount on File
Deed Document Number	2007350383
Last Transfer Date	Feb 8, 2024
Transfer Doc	0000037551
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 9, 2024
Property Address	2892 W NICOLET ST, BANNING, CA 92220-3832
Document Number	0000037551
Map Reference	MB 12 PG 92
Instrument Date	Feb 8, 2024
Instrument	2024-0037551
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2892 W NICOLET ST, BANNING, CA 92220-3832

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2892 W NICOLET ST, BANNING, CA 92220-3832
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2892W W NICOLET ST, BANNING, CA 92220-3832

Mortgage

Document Number	0000329991
Date	May 28, 2021
Instrument	2021-0329991

Lender

Name	ARROWHEAD CENTRAL CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2892 W NICOLET ST, BANNING, CA 92220-3832
Document Number	0000307740
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2892 W NICOLEF S BANNING CA 92220, BANNING, CA 92220

Mortgage

Document Number	0000307740
Date	Jul 14, 2020
Instrument	307740

Lender

Name	ARROWHEAD CTRL CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2892 W Nicolet St was $1,809 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,630 (+2%) Land $75,148 Building $61,482
2025	$1,809.00 Homeowner's exemption	$133,952 Land $73,675 Building $60,277
2023	$1,766.00 (+2.2%) Homeowner's exemption	$128,753 Land $70,815 Building $57,938
2022	$1,728.00
2021			$125,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2892 W Nicolet St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2892 W Nicolet St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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