Newaygo County property record for 2892 W 12th St, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 2020 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Dec 2022) |
| Tax Bill | $4,806 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-09-300-015 |
| Primary APN | 14-09-300-015 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Modular |
| Lot Area | 108,900 sqft (2.5 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 2892 W 12TH ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | N1/4 W1/2 E1/2 NE1/4 SW1/4 SEC 9, T13N R13W |
| Legal Range | 13W |
| Legal Township | 13N |
| Legal Section | 09 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970600 |
2892 W 12th St is owned and occupied by an individual who bought it in December 2022.
Source: Newaygo County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2892 W 12TH ST, WHITE CLOUD, MI 49349-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on File |
| Deed Sale | Dec 9, 2022 · Amount on File |
| Prior Sale | Nov 4, 2010 · Amount on File |
| Prior Transfer Date | Nov 17, 2009 |
| Prior Transfer Doc | 00437/0684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 2892 W 12TH ST, WHITE CLOUD, MI 49349-9062 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000471/0000005388 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 0000000471/0000005388 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 171 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 2892 W 12th St was $4,806 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Sherman Township |
| Unified School District | Fremont Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,300 | $382,600 | |
| 2025 | $4,806.00 | ||
| 2023 | $108,800 | $217,600 | |
| 2022 | $1,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2892 W 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2892 W 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: NCATS.
5G and 4G LTE (outdoors only)
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