2892 Padgett Pond Rd, Monetta, SC 29105 Property Records

Saluda County property record for 2892 Padgett Pond Rd, Monetta, SC 29105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 1962
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2022)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-00-00-083`

Property Details

APN / Parcel Number

Primary APN	`150-00-00-083`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,200 sqft Living Area
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	161,172 sqft (3.7 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2892 PADGETT POND RD
City	MONETTA
State	SC
Zip	29105-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 1150-267/1277-106/1386-173 PL REF 1150-287
Jurisdiction	SALUDA SC
Township / Civil Division	RIDGE SPRING
Census Block Group	2
Census Block	2079
Census Tract	960400

Owner

2892 Padgett Pond Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Saluda County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2892 PADGETT POND RD, MONETTA, SC 29105-9411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Aug 28, 2020	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
May 31, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	20228978
Deed Book / Page	1386 / 173
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALUDA SC
Recording Date	Oct 20, 2022
Property Address	2892 PADGETT POND RD, MONETTA, SC 29105-9411
Document Number	001386/0173
Book / Page	1386 / 173
Instrument Date	Oct 14, 2022
Instrument	20220-00008978
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 PADGETT POND RD, MONETTA, SC 29105-9400

Mortgage

Document Number	22000008979
Date	Oct 20, 2022
Instrument	220-00008979

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Aug 28, 2020
Property Address	1044 PADGETT POND RD, MONETTA, SC 29105-9400
Document Number	0000001839
Book / Page	001277 / 000106
Instrument Date	Aug 21, 2020
Instrument	1839
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1044 PADGETT POND RD MONETTA SC 291059400, MONETTA, SC 29105-9400

Mortgage

Document Number	1840
Date	Aug 28, 2020
Book Page	001277/000110
Instrument	1840

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	May 31, 2017
Property Address	1044 PADGETT POND RD, MONETTA, SC 29105-9400
Document Number	0011500267
Book / Page	001150 / 000267
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$681.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2892 Padgett Pond Rd was $2,229 with a homeowner's exemption, down 0.8% from the year before.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (-0.85%) Homeowner's exemption	$12,040 (-) Land $1,110 Building $10,930	$301,000 (-) Land $27,800 Building $273,200
2024	$2,248.00 (+0.72%) Homeowner's exemption	$12,040 (-) Land $1,110 Building $10,930	$301,000 (-) Land $27,800 Building $273,200
2023	$2,232.00	$12,040 (+38.07%) Land $1,110 Building $10,930	$301,000 (+38.07%) Land $27,800 Building $273,200
2022	Homeowner's exemption	$8,720 Land $670 Building $8,050	$218,000 Land $16,800 Building $201,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2892 Padgett Pond Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–1994)
Most Recent Claim	Oct 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2892 Padgett Pond Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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