28914 Platte River Plz, Waterloo, NE 68069 Property Records

Douglas County property record for 28914 Platte River Plz, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,415 sqft · built 1966
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2001)
Tax Bill	$1,514 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`3185-0002-22`

Property Details

APN / Parcel Number

Primary APN	`3185-0002-22`
Alternative APNs	`R2231850002` `2231850002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	1,595 sqft
1st Floor Area	1,415 sqft
Basement Area	1,415 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	154 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R2231850002
Street Address	28914 PLATTE RIVER PLZ
City	WATERLOO
State	NE
Zip	68069-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VALLEY
Legal Description	SOKOL CAMP ADD LOT 68 BLOCK 0 LTS 67 & 68
Legal Subdivision	SOKOL CAMP ADD
Legal Lot Number	68,67
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1055
Census Tract	7504

Owner

Source: Douglas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28914 PLATTE RIVER PLZ, WATERLOO, NE 68069-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CENTRIS FEDERAL CREDIT UNION
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2001 · Amount on Record
Deed Sale	Dec 14, 2001 · Amount on Record
Deed Document Number	200116843
Deed Book / Page	2198 / 298
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Jun 1, 2026
Property Address	28914 PLATTE RIVER PLZ, WATERLOO, NE 68069-3030
Document Number	0000045782
Instrument Date	May 15, 2026
Instrument	202645782
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28914 PLATTE RIVER PLZ, WATERLOO, NE 68069-3030

Mortgage

Document Number	0000045782,
Date	Jun 1, 2026
Instrument	202645782

Lender

Name	CENTRIS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28914 PLATTE RIVER PLZ, WATERLOO, NE 68069-3030
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28914 PLATTE RIVER PLZ, WATERLOO, NE 68069-3030

Mortgage

Document Number	0000092973
Date	Dec 12, 2023
Instrument	2023092973

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28914 PLATTE RIVER PLZ, WATERLOO, NE 68069-3030
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161607
Date	Dec 13, 2021
Instrument	2021161607

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,500 (+6.52%) Land $22,500 Building $100,000	$122,500 (+6.52%) Land $22,500 Building $100,000
2023	$1,514.00 (-10.89%)	$115,000 Land $15,000 Building $100,000	$115,000 Land $15,000 Building $100,000
2022	$1,699.00 (+32.22%)
2016	$1,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 81% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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