28912 W Willowick Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 28912 W Willowick Dr, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,308 sqft · built 1955
Lot Size	0.14 acres (6,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,250 (Apr 2017)
Tax Bill	$4,946 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-042-L-00-040-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-042-L-00-040-0`
Alternative APN	`E 52`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	858 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,077 sqft (0.14 acres)
Lot Dimensions	135 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Canopy	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28912 W WILLOWICK DR
City	WILLOWICK
State	OH
Zip	44095-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 6 & 8 TRACT 15
Legal Subdivision	WHITEWOOD SUBDIVISION
Legal Tract	15
Legal Block	1
Legal Lot Number	321
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1013
Census Tract	200500

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28912 W WILLOWICK DR, WILLOWICK, OH 44095-5057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	201710275
Last Transfer Date	Jul 11, 2022
Transfer Doc	0000020641
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jul 25, 2022
Property Address	28912 W WILLOWICK DR, WILLOWICK, OH 44095-5057
Document Number	0000020641
Map Reference	VOL C PG 110
Instrument Date	Jul 11, 2022
Instrument	2022R020641
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28912 W WILLOWICK DR, 28912, WILLOWICK, OH 44095-5057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28912 W WILLOWICK DR, WILLOWICK, OH 44095-5057

Mortgage

Document Number	0000020642
Date	Jul 25, 2022
Instrument	2022R020642

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 24, 2017
Property Address	28912 W WILLOWICK DR, WILLOWICK, OH 44095-5057
Document Number	0000010275
Map Reference	VOL G PG110
Instrument Date	Apr 20, 2017
Instrument	2017R010275
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	28912 W WILLOWICK DR, WILLOWICK, OH 44095-5057

Mortgage

Document Number	0000010276
Date	Apr 24, 2017
Instrument	2017R010276

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,710 (+31.33%) Land $13,670 Building $49,040	$179,170 (+31.35%) Land $39,060 Building $140,110
2023	$4,946.00 (+43.7%) Homeowner's exemption	$47,750 (-) Land $11,170 Building $36,580
2022	$3,442.00 Homeowner's exemption	$47,750 Land $11,170 Building $36,580
2021			$136,410 Land $31,900 Building $104,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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