28911 Copper Break Ct, Katy, TX 77494 Property Records

Fort Bend County property record for 28911 Copper Break Ct, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,422 sqft · built 2018
Lot Size0.227 acres (9,902 sqft)
OwnerIndividual Name on Record
Tax Bill$14,105 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2026 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APNR434274

Property Details

APN / Parcel Number

Primary APNR434274
Alternative APN
  • 7897-03-002-0130-901

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,422 sqft Living Area
Gross Area4,234 sqft
1st Floor Area1,814 sqft
2nd Floor Area1,608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,902 sqft (0.227 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area812 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28911 COPPER BREAK CT
CityKATY
StateTX
Zip77494-3970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAMARRON SEC 3, BLOCK 2, LOT 13
Legal SubdivisionTAMARRON SEC 3
Legal Block2
Legal Lot Number13
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3011
Census Tract673202

Owner

Source: Fort Bend County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11506 GALLANT RIDGE LN, HOUSTON, TX 77082-6837
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE LENDING
Feb 3, 2026Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Dec 8, 2022Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Feb 3, 2023Vendor's Lien, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Jan 19, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 10, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2026
Deed SaleFeb 3, 2026
Prior SaleFeb 3, 2023 · Amount on Record
Deed Document Number202610415
Transfer Doc0020140157
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Recording DateJul 8, 2026
Property Address28911 COPPER BREAK CT, KATY, TX 77494-3970
Document Number0000070426
Instrument DateJul 7, 2026
Instrument202670426
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28911 COPPER BREAK CT, KATY, TX 77494-3970
InvestorPossibly a Property Investor

Mortgage

Document Number0000070426,
DateJul 8, 2026
Instrument202670426
Lender
NameAMERICAN HERITAGE LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateFeb 3, 2026
Property Address28911 COPPER BREAK CT, KATY, TX 77494-3970
Document Number0000010415
Map ReferencePL NO 2010157
Instrument DateJan 28, 2026
Instrument2026010415
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11506 GALLANT RIDGE LN, HOUSTON, TX 77082-6837
InvestorPossibly a Property Investor

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28911 COPPER BREAK CT, KATY, TX 77494-3970
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address28911 COPPER BREAK CT, KATY, TX 77494-3970

Mortgage

Document Number0000148220
DateDec 8, 2022
Instrument2022148220
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term338 Months
DueFeb 1, 2051

February 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateFeb 3, 2023
Property Address28911 COPPER BREAK CT, KATY, TX 77494-3970
Document Number0000010206
Map ReferencePL 2010157
Instrument DateFeb 2, 2023
Instrument2023010206
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanySTRATOS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28911 COPPER BREAK CT, KATY, TX 77494-3970

Transferred To (Grantee/Buyer)

NameVerified Name
Address28911 COPPER BREAK CT, KATY, TX 77494-3970

Mortgage

Document Number0000010207
DateFeb 3, 2023
Instrument2023010207
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate8.75%
Type Change DateMar 1, 2030
Change Frequency6 Months
Min Rate At Change8.75%
Max Rate At Change13.7%
IndexOther
Margin4
Max Rate13.7%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28911 COPPER BREAK CT, KATY, TX 77494-3970
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008116
DateJan 19, 2021
Instrument2021008116
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateDec 10, 2019
Property Address28911 COPPER BREAK CT, KATY, TX 77494-3970
Document Number0000141028
Instrument DateDec 9, 2019
Instrument2019141028
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28911 COPPER BREAK CT, KATY, TX 77494-3970

Mortgage

Document Number0000141029
DateDec 10, 2019
Instrument2019141029
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,105.00 (+43.39%)$515,639 (-11.74%) Land $97,598 Building $418,041$515,639 (-11.74%) Land $97,598 Building $418,041
2023$9,837.00 (+1,099.63%)$584,229 Land $75,075 Building $509,154$584,229 Land $75,075 Building $509,154
2018$820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,219 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,219 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA2 of 8
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 182
serves 10,498 people · EPA ID TX0790500
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

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