28910 Frontier Ln, La Plata, MO 63549 Property Records

Adair County property record for 28910 Frontier Ln, La Plata, MO 63549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,848 sqft · built 2011
Lot Size	8.19 acres (357,192 sqft)
Owner	Individual Name on Record
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05.0-22-000-00-03.001`

Property Details

APN / Parcel Number

Primary APN	`19-05.0-22-000-00-03.001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	357,192 sqft (8.19 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	28910 FRONTIER LN
City	LA PLATA
State	MO
Zip	63549-5128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE SW1/4 SW1/4 LY W OF RAILROAD & E OF FRONTIER LANE- ADAIR COUNTY MO. S22-T61-R14
Legal Subdivision	RURAL
Jurisdiction	ADAIR MO
Township / Civil Division	WILSON
Census Block Group	3
Census Block	3130
Census Tract	950100

Owner

Source: Adair County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28588 FRONTIER LN, LA PLATA, MO 63549-5129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING LLC
Aug 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF KIRKSVILLE
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF EDINA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023
Deed Sale	Feb 7, 2023
Deed Document Number	0001147472
Deed Book / Page	1147 / 472
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	28910 FRONTIER LN, LA PLATA, MO 63549-5128
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000396
Date	Feb 13, 2026
Instrument	202600000396

Lender

Name	WEST CAPITAL LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	28910 FRONTIER LN, LA PLATA, MO 63549-5128
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001155/685
Date	Aug 24, 2023
Book Page	1155/685
Instrument	202300001815

Lender

Name	BANK OF KIRKSVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR MO
Recording Date	Feb 7, 2023
Property Address	28910 FRONTIER LN, LA PLATA, MO 63549-5128
Document Number	001147/472
Book / Page	1147 / 472
Instrument Date	Feb 7, 2023
Instrument	202300000273
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28910 FRONTIER LN, LA PLATA, MO 63549-5128

Mortgage

Document Number	202300000274
Date	Feb 7, 2023
Instrument	202300000274

Lender

Name	CITIZENS BANK OF EDINA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	63 Months
Due	May 7, 2028

Tax Assessment & Valuation

Source: Adair County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Adair County
Unified School District	Adair County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00 (+105.29%)	$49,110 (+106.26%) Land $3,960 Building $45,150	$283,350 (+93.81%) Land $21,440 Building $261,910
2023	$1,379.00	$23,810 Land $2,190 Building $21,620	$146,200 (-) Land $12,450 Building $133,750
2022			$146,200 Land $12,450 Building $133,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR COUNTY PWSD 1 serves 7,500 people · EPA ID MO2024000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

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