2891 Stuart Ter, Chattanooga, TN 37415 Property Records

Hamilton County property record for 2891 Stuart Ter, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,386 sqft · built 1964
Lot Size	0.654 acres (28,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`118P C 036`

Property Details

APN / Parcel Number

Primary APN	`118P C 036`
Alternative APN	`0000046333`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,386 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,500 sqft (0.654 acres)
Lot Dimensions	190 ft deep x 150 ft wide
Pool Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000046333
Street Address	2891 STUART TER
City	CHATTANOOGA
State	TN
Zip	37415-6106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1940A 21 08 LOT 161A PT 160A STUART HGTS SOUTHERN ADDN PB 17 PG 91
Legal Subdivision	SOUTH BOARD SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2891 Stuart Ter is owned and occupied by two individuals who acquired it in December 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2891 STUART TER, CHATTANOOGA, TN 37415-6106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 30, 2020
Transfer Doc	1230000273
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 30, 2020
Property Address	2891 STUART TER, CHATTANOOGA, TN 37415-6106
Document Number	1230000273
Book / Page	012295 / 000875
Instrument Date	Dec 23, 2020
Instrument	201230000273
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	JONES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2891 STUART TER CHATTANOOGA TN 374156106, CHATTANOOGA, TN 37415-6106

Tax Assessment & Valuation

The 2025 property tax bill for 2891 Stuart Ter was $2,429, up 34.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (+34.79%)	$160,300 (+99.01%)	$641,200 (+99.01%) Land $120,000 Building $521,200
2024	$1,802.00	$80,550 (-)	$322,200 (-) Land $100,000 Building $222,200
2023	$1,802.00	$80,550 (-)	$322,200 (-) Land $100,000 Building $222,200
2022	$1,802.00	$80,550	$322,200 Land $100,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2891 Stuart Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2891 Stuart Ter is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20