2891 E Vernon Ave, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 2891 E Vernon Ave, Camp Verde, AZ 86322

Property Summary

Property Type	Mobile Home
Details	1,580 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2025)
Tax Bill	$485 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-32-022`

Property Details

APN / Parcel Number

Primary APN	`404-32-022`
Alternative APNs	`4043202204` `404320224`

Interior

Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	52 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	404320224
Street Address	2891 E VERNON AVE
City	CAMP VERDE
State	AZ
Zip	86322-6204
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	VERDE LAKES #4 LOT 1178 666/64 UNDIV 1/2 INT EA
Legal Subdivision	VERDE LAKES
Legal Lot Number	1178
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	1
Census Block	1051
Census Tract	1602

Owner

2891 E Vernon Ave, a mobile home, is owned and occupied by two individuals who bought it in January 2025.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2891 E VERNON AVE, CAMP VERDE, AZ 86322-6204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on File
Deed Sale	Jan 21, 2025 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	20252309
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	0000019794
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2891 E VERNON AVE, CAMP VERDE, AZ 86322-6204
Document Number	0000040561
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	TRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2891 E VERNON AVE CAMP VERDE AZ 863226204, CAMP VERDE, AZ 86322-6204

Mortgage

Document Number	0000040561
Date	Jul 22, 2020
Instrument	40561

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jul 21, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.83%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2891 E VERNON AVE, CAMP VERDE, AZ 86322-6204
Document Number	0000040562
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	TRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2891 E VERNON AVE CAMP VERDE AZ 863226204, CAMP VERDE, AZ 86322-6204

Mortgage

Document Number	0000040562
Date	Jul 22, 2020
Instrument	40562

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jul 21, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.83%

Tax Assessment & Valuation

The 2025 property tax bill for 2891 E Vernon Ave was $485, up 6.1% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Camp Verde Town
Unified School District	Camp Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$60,720 (-2.94%) Land $31,033 Building $29,687
2026			$62,561 (-5.27%) Land $32,707 Building $29,854
2025	$485.00 (+6.13%)	$6,604 Land $3,623 Building $2,981	$66,044 Land $36,230 Building $29,814
2024	$457.00
2022	$417.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2891 E Vernon Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2891 E Vernon Ave is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verde Valley Internet Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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