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2891 Breakers Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 2891 Breakers Ct, Fernandina Beach, FL 32034 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,750 sqft · built 1997
Lot Size0.693 acres (30,207 sqft)
OwnerIndividual Name on File
Last Sale$1,075,000 (Apr 2024)
Tax Bill$8,322 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-30-085B-0022-0000

Property Details

APN / Parcel Number

Primary APN00-00-30-085B-0022-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,750 sqft Heated Area
Gross Area3,556 sqft
1st Floor Area2,421 sqft
Upper Floors Area329 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Exterior MaterialConcrete
Construction TypeWood
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area30,207 sqft (0.693 acres)
Garage Area536 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area204 sqft
PorchOpen Porch
Porch Area270 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2891 BREAKERS CT
CityFERNANDINA BEACH
StateFL
Zip32034-8994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 THE BREAKERS @ OCEAN REACH #1 PB 6/44
Legal Range28E
Legal Township02N
Legal Section02
Legal SubdivisionTHE BREAKERS @ OCEAN REACH #1
Legal Lot Number22
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group3
Census Block3003
Census Tract50205

Owner

Source: Nassau County records · APN 00-00-30-085B-0022-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2891 BREAKERS CT, FERNANDINA BEACH, FL 32034-8994
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2024 · Amount on Record
Deed SaleApr 03, 2024 · Amount on Record
Prior SaleDec 29, 2009 · Amount on Record
Deed Document Number202445009106
Deed Book / Page2704 / 16
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 03, 2024
Property Address2891 BREAKERS CT, FERNANDINA BEACH, FL 32034-8994
Document Number0027040016
Book / Page2704 / 16
Map ReferenceMB 6 PGS 44 AND 45
Instrument DateApr 02, 2024
Instrument202445009106
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount Recorded
Tax$7,525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2891 BREAKERS CT, FERNANDINA BEACH, FL 32034-8994

Transferred To (Grantee/Buyer)

NameVerified Name
Address2891 BREAKERS CT, FERNANDINA BEACH, FL 32034-8994

Mortgage

Document Number202445009107
DateApr 03, 2024
Instrument202445009107
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

Mortgage

Document Number0027040018
DateApr 03, 2024
Book Page2704/18
Instrument202445009107
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address2891 BREAKERS CT, FERNANDINA BEACH, FL 32034-8994
Document Number0021211184
Book / Page002121 / 001184
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedMay 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2891 BREAKERS CT FERNANDINA BEACH FL 320348994, FERNANDINA BEACH, FL 32034-8994

Mortgage

Document Number0021211184
DateMay 22, 2017
Book Page002121/001184
Instrument15117
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 21, 2027

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,322.00 (-25.86%) Homeowner's exemption$575,800 (-18.8%)$819,178 (+15.52%) Land $316,250 Building $502,928
2024$11,225.00 (+135.97%)$709,151 (+112.17%) Land $275,000 Building $434,151$709,151 (+15.51%) Land $275,000 Building $434,151
2023$4,757.00 (+9.99%) Homeowner's exemption$334,233 (+3%)$613,921 (+4.04%) Land $198,000 Building $415,921
2022$4,325.00 Homeowner's exemption$324,498$590,090 Land $198,000 Building $392,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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