2891 Bedford Dr, Merced, CA 95340 Property Records

Merced County property record for 2891 Bedford Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 1969
Lot Size	0.293 acres (12,761 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jun 2015)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-181-001-000`

Property Details

APN / Parcel Number

Primary APN	`008-181-001-000`
Alternative APN	`008-181-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,761 sqft (0.293 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-181-001
Street Address	2891 BEDFORD DR
City	MERCED
State	CA
Zip	95340-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEDFORD PK #3 LOT 26
Legal Subdivision	BEDFORD PARK 03
Legal Lot Number	26
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4019
Census Tract	1200

Owner

2891 Bedford Dr is owned and occupied by an individual who bought it in June 2015.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2891 BEDFORD DR, MERCED, CA 95340-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Deed Document Number	201522608
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	0000022609
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2891 BEDFORD DR, MERCED, CA 95340-2639
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2891 BEDFORD DR, MERCED, CA 95340-2639

Mortgage

Document Number	0000005851
Date	Mar 14, 2024
Instrument	2024005851

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2891 BEDFORD DR, MERCED, CA 95340-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2891 BEDFORD DR, MERCED, CA 95340-2639

Mortgage

Document Number	0000036539
Date	Oct 8, 2020
Instrument	2020036539

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2891 BEDFORD DR, MERCED, CA 95340-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2891 BEDFORD DR, MERCED, CA 95340-2639

Mortgage

Document Number	0000033522
Date	Sep 21, 2020
Instrument	2020033522

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2891 Bedford Dr was $3,011 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,049 (+2%) Land $55,161 Building $227,888
2025	$3,011.00 Homeowner's exemption	$277,500 Land $54,080 Building $223,420
2023	$2,804.00 (+1.37%) Homeowner's exemption	$266,727 Land $51,981 Building $214,746
2022	$2,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2891 Bedford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2891 Bedford Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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