Pasco County property record for 28909 Stormcloud Pass, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,052 sqft · built 1999 |
| Lot Size | 0.212 acres (9,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,000 (Mar 2020) |
| Tax Bill | $5,229 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-20-0210-00100-0790 |
| Primary APN | 31-26-20-0210-00100-0790 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,835 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,261 sqft (0.212 acres) |
| Garage Area | 618 sqft |
| Driveway | Driveway |
| Driveway Area | 849 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 165 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0582712 |
|---|---|
| Street Address | 28909 STORMCLOUD PASS |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0PUD |
| Legal Description | MEADOW POINTE PARCEL 5 UNIT 4B PB 36 PGS 32-36 LOT 79 BLK 1 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MEADOW POINTE |
| Legal Tract | 210 |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Legal Unit | 4B |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 32112 |
28909 Stormcloud Pass is owned and occupied by two individuals who bought it in March 2020.
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jan 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 14, 2020 | Warranty Deed ATTORNEY ONLY |
| Mar 24, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Dec 26, 2019 | Warranty Deed, Transfer · Conventional with PMI OAK AVE CAP LLC |
| Jun 20, 2017 | Warranty Deed, Transfer · VA Mortgage MIMUTUAL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on File |
| Deed Sale | Mar 24, 2020 · Amount on File |
| Prior Sale | Dec 26, 2019 · Amount on File |
| Deed Document Number | 2020051039 |
| Deed Book / Page | 10075 / 807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Document Number | 0106473848 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 10647/3848 |
| Instrument | 2022149032 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 28909 STORMCLOUD PASS, ZEPHYRHILLS, FL 33543-6429 |
| Document Number | 0102591607 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 10259/1607 |
| Instrument | 2021009992 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 14, 2020 |
| Property Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Document Number | 0100861372 |
| Book / Page | 010086 / 001372 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 62456 |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,121.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10314 VENITIA REAL AVE #202 TAMPA FL 336474023, 202, TAMPA, FL 33647-4023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 24, 2020 |
| Property Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Document Number | 0100750807 |
| Book / Page | 010075 / 000807 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 51039 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,121.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10314 VENITIA REAL AVE #202 TAMPA FL 336474023, 202, TAMPA, FL 33647-4023 |
| Document Number | 100750809 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 010075/000809 |
| Instrument | 51040 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Document Number | 0100290252 |
| Book / Page | 010029 / 000252 |
| Instrument Date | Nov 29, 2019 |
| Instrument | 219366 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | HOMESTEAD TITLE/PINELLAS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12741 GRAND TRAVERSE DR DADE CITY FL 335258247, DADE CITY, FL 33525-8247 |
| Document Number | 100290243 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 010029/000243 |
| Instrument | 219365 |
| Name | OAK AVE CAP LLC |
|---|---|
| Address | WINTER GARDEN, FL 34787 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 28909 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6429 |
| Document Number | 0095590337 |
| Book / Page | 009559 / 000337 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 95199 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28909 STORMCLOUD PASS WESLEY CHAPEL FL 335436429, WESLEY CHAPEL, FL 33543-6429 |
| Document Number | 95590339 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 009559/000339 |
| Instrument | 95200 |
| Name | MIMUTUAL MTG |
|---|---|
| Address | PORT HURON, MI 48060 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
The 2025 property tax bill for 28909 Stormcloud Pass was $5,229 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,229.00 Homeowner's exemption | $287,760 Land $74,508 Building $213,252 | $374,536 Land $74,508 Building $300,028 |
| 2023 | $4,966.00 (+9.14%) Additional exemption filed | $271,510 (+3%) Land $67,858 Building $203,652 | $396,143 (+16.37%) Land $67,858 Building $328,285 |
| 2022 | $4,550.00 Homeowner's exemption | $263,610 Land $57,778 Building $205,832 | $340,411 Land $57,778 Building $282,633 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28909 Stormcloud Pass in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28909 Stormcloud Pass is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures