2890 SE Dune Dr, Stuart, FL 34996 Property Records

Martin County property record for 2890 SE Dune Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,481 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$1,850,000 (Feb 2021)
Tax Bill	$32,516 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-38-42-005-001-0009.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`16-38-42-005-001-0009.0-2-0000`
Alternative APNs	`16-38-42-005-001-00090-2` `46079`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,481 sqft Living Area
Gross Area	4,123 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Zero Lot Line
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Open Porch
Porch Area	674 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2890 SE DUNE DR
City	STUART
State	FL
Zip	34996-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 9 BLOCK A SAILFISH POINT PUD PLAT NO 29 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 12 PAGE 36 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	42E
Legal Township	38S
Legal Section	16
Legal Subdivision	SAILFISH POINT
Legal Block	A
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Martin County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1400 S INTERNATIONAL PKWY, LAKE MARY, FL 32746-1607
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 17, 2021	Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	20212868756
Deed Book / Page	3198 / 1651
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2890 SE DUNE DR, STUART, FL 34996-4937
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 S INTERNATIONAL PKWY, LAKE MARY, FL 32746-1607

Mortgage

Document Number	0034232626
Date	Mar 5, 2024
Book Page	3423/2626
Instrument	3061026

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

February 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 17, 2021
Property Address	2890 SE DUNE DR, STUART, FL 34996-4937
Document Number	0031981651
Book / Page	3198 / 1651
Map Reference	MB 12 PG 36
Instrument Date	Feb 12, 2021
Instrument	2868756
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$12,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 NORTH AVE APT 312, 85, BURLINGTON, VT 05401-2979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 S INTERNATIONAL PKWY, LAKE MARY, FL 32746-1607

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,916,910 (+3.81%) Land $700,000 Building $1,216,910	$1,916,910 (+3.81%) Land $700,000 Building $1,216,910
2024	$32,516.00 (+2.9%)
2023	$31,600.00 (+5.9%)	$1,846,510 (+5.86%) Land $600,000 Building $1,246,510	$1,846,510 (+5.86%) Land $600,000 Building $1,246,510
2022	$29,840.00	$1,744,290 Land $600,000 Building $1,144,290	$1,744,290 Land $600,000 Building $1,144,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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