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2890 Ocean Front, Laguna Beach, CA 92651 Property Records

Orange County property record for 2890 Ocean Front, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,445 sqft · built 1999
Lot Size0.059 acres (2,550 sqft)
Owner2 Company Names on Record
Tax Bill$20,375 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN656-151-79

Property Details

APN / Parcel Number

Primary APN656-151-79

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,445 sqft Living Area
1st Floor Area2,445 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area2,550 sqft (0.059 acres)
Garage Area352 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2890 OCEAN FRONT
CityLAGUNA BEACH
StateCA
Zip92651-3981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR ARCH BEACH HEIGHTS ADD BLK B LOT 9
Legal SubdivisionARCH BEACH HEIGHTS ADDITION
Legal Tract25
Legal BlockB
Legal Lot Number9
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2026
Census Tract62620

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address2890 OCEAN FRONT, LAGUNA BEACH, CA 92651-3981
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARC HOME LLC
Mar 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 10, 1994
Transfer Doc0000115060
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2890 OCEAN FRONT # ST, ST, LAGUNA BEACH, CA 92651-3981
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2890 OCEAN FRONT, LAGUNA BEACH, CA 92651-3981

Mortgage

Document Number0000380938
DateJun 8, 2021
Instrument2021000380938
Lender
NameARC HOME LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2890 OCEAN FRONT # ST, ST, LAGUNA BEACH, CA 92651-3981
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2890 OCEAN FRONT, LAGUNA BEACH, CA 92651-3981

Mortgage

Document Number0000107521
DateMar 18, 2022
Instrument2022000107521
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,940,910 (+2%) Land $1,487,788 Building $453,122
2025$20,375.00 (+2.2%)$1,902,853 (+4.04%) Land $1,458,615 Building $444,238
2024$19,936.00 (+0.8%)
2023$19,777.00 (+2.23%)$1,828,964 Land $1,401,975 Building $426,989
2022$19,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1981–2025)
Claims Outside the SFHA15 of 15
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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