2890 Lovell Ave, Chico, CA 95973 Property Records

Butte County property record for 2890 Lovell Ave, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,671 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Sep 2020)
Tax Bill	$5,227 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`015-180-020-000`

Property Details

APN / Parcel Number

Primary APN	`015-180-020-000`
Alternative APNs	`048800020000` `015-180-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	015-180-020
Street Address	2890 LOVELL AVE
City	CHICO
State	CA
Zip	95973-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 HIGHLAND PARK PHASE 1
Legal Subdivision	HIGHLAND PARK PH. 1
Legal Lot Number	20
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1007
Census Tract	104

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PMB 291, CHICO, CA 95926
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit GOLDEN VALLEY BANK
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 28, 2019	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Jun 28, 2019	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	202035160
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	0000032839
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2890 LOVELL AVE, CHICO, CA 95973-1004
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 LOVELL AVE, CHICO, CA 95973-1004

Mortgage

Document Number	0000012024
Date	Apr 4, 2022
Instrument	2022-0012024

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2890 LOVELL AVE, CHICO, CA 95973-1004
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 LOVELL AVE, CHICO, CA 95973-1004

Mortgage

Document Number	0000032079
Date	Jul 19, 2021
Instrument	2021-0032079

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2890 LOVELL AVE, CHICO, CA 95973-1004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032491
Date	Sep 19, 2018
Instrument	2018-0032491

Lender

Name	UMPQUA BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 1, 2020
Property Address	2890 LOVELL AVE, CHICO, CA 95973-1004
Document Number	0000035160
Map Reference	MB 146 PG 76-79
Instrument Date	Aug 13, 2020
Instrument	2020-0035160
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1057 RAVEN LN, CHICO, CA 95926-4774

Mortgage

Document Number	0000035161
Date	Sep 1, 2020
Instrument	2020-0035161

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	2890 LOVELL AVE, CHICO, CA 95973-1004
Document Number	0000037638
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2890 LOVELL AVE CHICO CA 959731004, CHICO, CA 95973-1004

Mortgage

Document Number	0000037638
Date	Aug 22, 2019
Instrument	37638

Lender

Name	UMPQUA BK
Type	Bank
Address	RED BLUFF, CA 96080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	2890 LOVELL AVE, CHICO, CA 95973-1004
Document Number	0000033263
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2890 LOVELL AVE CHICO CA 959731004, CHICO, CA 95973-1004

Mortgage

Document Number	0000033263
Date	Jul 22, 2019
Instrument	33263

Lender

Name	UMPQUA BK
Type	Bank
Address	RED BLUFF, CA 96080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,671 (+2%) Land $176,651 Building $276,020
2025	$5,227.00 (+7.86%)	$443,796 (+4.04%) Land $173,188 Building $270,608
2024			$495,720
2023	$4,846.00 (+3.57%)	$426,564 Land $166,464 Building $260,100
2022	$4,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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