2890 Kelly Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2890 Kelly Rd, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Year Built	Built 1989
Square Footage	1,204 sqft Adjusted Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Tax Bill	$459.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-09-4-18-00-0-00016-03`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Building Area	1,204 sqft Adjusted Area
1st Floor	960 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	2890 KELLY RD
City	HERNANDO
State	MS
Zip	38632-7959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT SW1/4
Legal Range	009
Legal Township	03S
Legal Section	18
Legal Lot Number	16
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2012
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-18-00-0-00016-03

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2890 KELLY RD, HERNANDO, MS 38632-7959
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2025
Deed Sale	Apr 24, 2025
Deed Book / Page	1025 / 7687
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 27, 2026
Property Address	2890 KELLY RD, HERNANDO, MS 38632-7959
Document Number	5663084284
Book / Page	5663 / 84284
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BOX CORNER RD, BYHALIA, MS 38611-8572

Mortgage

Document Number	5663084284,
Date	Jul 27, 2026
Book Page	5663/84284

Lender

Name	GUARANTY TRUST COMPANY

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 05, 2027

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$459.00 (-3.57%)	$8,982 (+20.81%) Land $4,000 Building $4,982	$89,820 (+20.8%) Land $40,000 Building $49,820
2023	$476.00	$7,435	$74,353 Land $40,000 Building $34,353

Flood & Wildfire

2890 Kelly Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X reduced risk due to levee; depends on levee performance
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 29th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.