289 Wildermere St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 289 Wildermere St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1953
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$222,000 (Aug 2021)
Tax Bill$2,691 (2026)
Deeds & MortgagesOct 2025 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-00074

Property Details

APN / Parcel Number

Primary APN88-00074
Alternative APN
  • CHIC M:0088 P:00074

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area780 sqft Living Area
Gross Area1,560 sqft
1st Floor Area780 sqft
Basement Area312 sqft
Unfinished Basement312 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number88-00074
Street Address289 WILDERMERE ST
CityCHICOPEE
StateMA
Zip01020-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1034
Census Tract810700

Owner

289 Wildermere St is owned and occupied by an individual who bought it in August 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address289 WILDERMERE ST, CHICOPEE, MA 01020-4126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage
UNITED TRUST BANK
Aug 31, 2021Fiduciary Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Deed Document Number202161513
Deed Book / Page24094 / 504
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address289 WILDERMERE ST, CHICOPEE, MA 01020-4126
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026092-309
DateOct 31, 2025
Book Page26092/309
Instrument52199
Lender
NameUNITED TRUST BANK
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2055

August 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCHICOPEE MA
Recording DateAug 31, 2021
Property Address289 WILDERMERE ST, CHICOPEE, MA 01020-4126
Document Number24094-504
Book / Page24094 / 504
Instrument DateAug 31, 2021
Instrument61513
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address289 WILDERMERE ST, CHICOPEE, MA 01020-4126

Mortgage

Document Number61514
DateAug 31, 2021
Instrument61514
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 289 Wildermere St was $2,691, up 3.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,691.00 (+3.86%)$176,600 (+3.34%) Land $80,000 Building $96,600$249,641 (-9.17%)
2025$2,591.00 (+5.24%)$170,900 (+2.46%) Land $76,400 Building $94,500$274,835
2024$2,462.00 (+7.18%)$166,800 (+10.03%) Land $74,900 Building $91,900
2023$2,297.00$151,600 Land $68,100 Building $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 289 Wildermere St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1980–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 Wildermere St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000

May also be available: Verizon, Xfinity.

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