289 Wabash Woods Way, O Fallon, MO 63366 Property Records

St. Charles County property record for 289 Wabash Woods Way, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,760 sqft · built 2012
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (May 2020)
Tax Bill$3,989 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNT110300022

Property Details

APN / Parcel Number

Primary APNT110300022
Alternative APN
  • 2-056B-A780-00-0057.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,760 sqft Living Area
Basement Area1,112 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 2012
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT110300022
Old Parcel NumberT110300022
Street Address289 WABASH WOODS WAY
CityO FALLON
StateMO
Zip63366-2660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWABASH WOODS #3 LOT 57
Legal Range03E
Legal Township47N
Legal SubdivisionWABASH WOODS #3
Legal Lot Number57
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1009
Census Tract311602

Owner

289 Wabash Woods Way is owned and occupied by an individual who bought it in May 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address289 WABASH WOODS WAY, O FALLON, MO 63366-2660
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Warranty Deed, Transfer · Conventional Mortgage
FRONTIER FINANCIAL INC
Sep 6, 2017Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2020 · Amount on File
Deed SaleMay 4, 2020 · Amount on File
Prior SaleSep 6, 2017
Deed Document Number0007286463
Deed Book / Page7286 / 463
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 4, 2020
Property Address289 WABASH WOODS WAY, O FALLON, MO 63366-2660
Document Number0072860463
Book / Page7286 / 463
Map ReferenceMB 46 PG 257
Instrument DateApr 29, 2020
Instrument20200504000282710
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35381 870TH AVE, 35381, OLIVIA, MN 56277-2321

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 WABASH WOODS WAY, O FALLON, MO 63366-2660

Mortgage

Document Number0072860465
DateMay 4, 2020
Book Page7286/465
Instrument20200504000282720
Lender
NameFRONTIER FINANCIAL INC
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 6, 2017
Property Address289 WABASH WOODS WAY, O FALLON, MO 63366-2660
Document Number0068030068
Book / Page6803 / 0068
Map ReferenceMB 46 PG 257
Instrument DateAug 24, 2017
Instrument20170906000561600
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 WABASH WOODS WAY, O FALLON, MO 63366-2660

Mortgage

Document Number20170906000561630
DateSep 6, 2017
Instrument20170906000561630
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 289 Wabash Woods Way was $3,989.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,989.00$62,094$326,809 Land $70,001 Building $256,808
2023$57,375
2022$301,971 Land $50,001 Building $251,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 289 Wabash Woods Way in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 Wabash Woods Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.

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