Ramsey County property record for 289 Thomas Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 1905 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Aug 2022) |
| Tax Bill | $3,796 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-12-0164 |
| Primary APN | 36-29-23-12-0164 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Game Room | Game Room |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 99 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 411229 |
|---|---|
| Street Address | 289 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFONDS ADDITION TO SAINT,PAUL PART OF LOT 12 BLK 27 LYING SLY OF ...FROM SW COR OF SD LOT 12 BLK 27 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Subdivision | LAFONDS ADDITION TO SAINT,PAUL |
| Legal Block | 27 |
| Legal Lot Number | 12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 32700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 289 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Aug 22, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage GUARANTEED RATE INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Sep 3, 2020 | Affidavit of Death, Transfer TITLESMART |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on File |
| Deed Sale | Aug 22, 2022 · Amount on File |
| Prior Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 20224960818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 22, 2022 |
| Property Address | 289 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Document Number | 0A04960818 |
| Instrument Date | Aug 19, 2022 |
| Instrument | A04960818 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $729.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 289 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Document Number | 0A04960819 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | A04960819 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 22, 2022 |
| Property Address | 289 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Document Number | 0A04960796 |
| Instrument Date | Aug 14, 2022 |
| Instrument | A04960796 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10497 SPYGLASS DR, EDEN PRAIRIE, MN 55347-4656 |
| Document Number | 0A04960820 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | A04960820 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 289 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04859418 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | A04859418 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 3, 2020 |
| Property Address | 289 THOMAS AVE, SAINT PAUL, MN 55103-1738 |
| Document Number | 0004830980 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 4830980 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | TITLESMART |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2527 CYPRESS ST MAPLEWOOD MN 551091926, MAPLEWOOD, MN 55109-1926 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,300 (+8.51%) Land $25,000 Building $189,300 | $214,300 (+8.51%) Land $25,000 Building $189,300 | |
| 2025 | $3,796.00 (+31.08%) | ||
| 2023 | $2,896.00 Homeowner's exemption | $197,500 Land $20,000 Building $177,500 | $197,500 Land $20,000 Building $177,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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